Beds
3
Baths
1
Sq Ft
871 sq ft
Year Built
1925
Lot Size
0.14 acres
Garage
—
About This Property
An exceptional opportunity for an owner-occupant or investor! This three-bedroom St. Petersburg home delivers a surprisingly spacious interior, valuable recent improvements, and a large 6,500-square-foot lot. Although the home measures 871 square feet, its efficient layout, generously sized bedrooms, and open living and dining area make it feel considerably larger. Recent renovations include new bathroom tile, toilet, and vanity; updated kitchen countertops; replacement flooring in several rooms; and new exterior doors. The shingle roof was replaced in 2017, while the flat-roof section was replaced in 2026. Outside, the expansive backyard offers plenty of room for outdoor living, gardening, pets, or future possibilities, with convenient alleyway access adding even more functionality. Located in an area experiencing continued investment and revitalization, this property offers an affordable entry into the St. Petersburg market and strong potential as either a primary residence or rental investment. Schedule your showing and see how much opportunity is packed into this home!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
MLK South to 15th Ave S, make a right on 15th Ave S, left on 12th St S.
Location
1521 12TH STREET S, ST PETERSBURG, FL 33705
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$199,999
Loan Term
How to Buy This Home
Multiple financing options available for this $199,999 home in ST PETERSBURG.
🏛️
FHA Loan
$7,000 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$10,000 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.