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$349,000

1403 TRAILWATER STREET, RUSKIN, FL 33570

3D Tour
Active46 days on market

Beds

3

Baths

3

Sq Ft

1,577 sq ft

Year Built

2015

Lot Size

0.10 acres

Garage

2

About This Property

Virtually Staged. $5,000 Grant Available to Buyers when using Chase Bank as your Lender. Discover the perfect blend of modern comfort and timeless charm in this beautifully renovated 3 bedroom, 2 ½ bath home at 1403 Trailwater Street in the Hawk’s Point Community of Ruskin. Step inside to find a designer-inspired interior where every detail has been carefully considered. As soon as you enter, the opened staircase allows full view of the bright expansive living area. Your eye is captured by the warm luxury vinyl plank flooring that flows throughout the 1,577 square feet of living space, complemented by rich, dark woodwork and elegant glass door knobs that add a touch of elegance. The sun-drenched dining area opens to the patio overlooking tranquil greenery. The elegant kitchen features modern solid wood cabinetry with crown molding, gorgeous gold hardware, updated fixtures, sleek granite countertops with custom tile backsplash, stainless steel appliances including new microwave, breakfast bar, and pantry. An airy 1/2 bath on the first floor has been completely transformed, offering clean lines, granite countertops, modern fixtures, and fresh tile floor. The second floor boasts a laundry area complete with frontload Samsung washer and dryer on pedestals and ample storage above. The striking primary suite offers a luxurious spa-like bath with convenient double sinks, rejuvenating walk-in shower, and a large walk-in closet. Two additional bedrooms provide ample closet space and natural lighting, while the main bath matches the ½ bath below delivering both style and functionality. Fully renovated and move-in-ready, no part of this home has been left untouched with a new roof, fresh paint and stunning new light fixtures inside and out, updated staircase, completely revamped kitchen and bathrooms and new flooring throughout. This home resides within a desirable gated community, offering an added layer of security. Situated on a lot with a beautiful back yard, the property backs up to a peaceful greenbelt for added privacy. Residents enjoy access to 2 resort-style pools, dog park, playground and fitness center. The convenient location places you moments from the interstate, the new Publix, and top-rated schools, striking an ideal balance between peaceful neighborhood living and easy access to daily necessities. Priced at $359,000, this move in ready residence presents a rare opportunity to own affordable luxury in a community that feels just right.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8541283
StatusActive
Year Built2015
Total Rooms6
ConstructionBlock, Stucco, Wood Frame (FSC Certified)
RoofShingle
FoundationSlab
FacesWest
SubdivisionHAWKS POINT PH 1C-2 & 1D
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Pest Guard System, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet
WindowsInsulated Windows
CoolingCentral Air
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorHurricane Shutters, Irrigation System, Sidewalk, Sliding Doors
Lot Size0.10 acres (4,400 sq ft)
Lot Dimensions40 x 110
Lot FeaturesIn County, Level, Sidewalk
Road SurfacePaved, Asphalt
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$285 / Quarterly
Senior CommunityNo

Financial Details

List Price$349,000
Original Price$359,000
Annual Taxes$5,846 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U0432199WM00002700008.0

Schools

ElementaryCypress Creek-HB
MiddleShields-HB
HighLennard-HB

Directions

From 11th Ave NE, Take Right on Beech Grove Pl, Left on Richwood Pike Dr, Left on Song Sparrow Ct, Right on Trailwater St, home will be on Right.

Location

1403 TRAILWATER STREET, RUSKIN, FL 33570

Listing Information

OfficeCENTURY 21 BEGGINS ENTERPRISES
ListedAugust 21, 2026

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Home Price

$349,000

20% ($69,800)
6.75%

Loan Term

Principal & Interest$1,811
Property Tax (est.)$320
Insurance (est.)$150
Total Monthly$2,281
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $349,000 home in RUSKIN.

🏛️

FHA Loan

$12,215 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.

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