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$390,000

4476 CREEKSIDE DRIVE, MULBERRY, FL 33860

Active5 days on market

Beds

4

Baths

3

Sq Ft

2,451 sq ft

Year Built

2010

Lot Size

0.25 acres

Garage

3

About This Property

EXCITING NEWS—A BRAND-NEW ROOF WILL BE INSTALLED PRIOR TO CLOSING, SELLER IS MOTIVATED! LOW HOA AND NO CDD! Welcome to 4476 Creekside Drive, located in the desirable Creekside community of Mulberry. This spacious home offers four bedrooms, three full bathrooms, a three-car garage, an oversized lot, and an inviting open-concept floor plan. The kitchen features a breakfast bar, a dining area, and an open view of the Great Room—creating an excellent space for entertaining and gatherings. From the Great Room, step into the HOA-approved covered and screened porch, overlooking the private vinyl-fenced backyard that backs up to a peaceful wooded area. The outdoor space also features an outdoor kitchen, making it ideal for relaxing and entertaining. The spacious primary suite includes an en-suite bathroom with dual vanities, a soaking tub, a separate walk-in shower, and two walk-in closets. The split-bedroom floor plan also offers a private guest suite with its own bathroom, plus two additional bedrooms that share a full bathroom. Additional features include an interior laundry room, tile and laminate flooring throughout—NO CARPET—and a Bose surround-sound system. The A/C is approximately seven years old, and the water heater was replaced in 2025. Creekside provides convenient access to State Road 60 for travel toward Lakeland, Brandon, and the Tampa area. Nearby outdoor destinations include Loyce E. Harpe Park and Se7en Wetlands, offering trails, biking, disc golf, and other recreational activities. Schedule your private showing and discover everything this spacious Creekside home has to offer!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8541507
StatusActive
Year Built2010
Stories1
Total Rooms5
ConstructionStone, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionCREEKSIDE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringLaminate, Tile
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric
SecuritySecurity System, Security System Owned, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Outdoor Kitchen, Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered
FencingFenced, Vinyl
Lot Size0.25 acres (10,829 sq ft)
Lot FeaturesSidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Sprinkler Meter

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$55 / Monthly
Senior CommunityNo

Financial Details

List Price$390,000
Annual Taxes$2,160 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
Parcel #232932142247000040

Directions

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Location

4476 CREEKSIDE DRIVE, MULBERRY, FL 33860

Listing Information

OfficeDALTON WADE INC
ListedSeptember 5, 2026

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Home Price

$390,000

20% ($78,000)
6.75%

Loan Term

Principal & Interest$2,024
Property Tax (est.)$358
Insurance (est.)$150
Total Monthly$2,531
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How to Buy This Home

Multiple financing options available for this $390,000 home in MULBERRY.

🏛️

FHA Loan

$13,650 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,500 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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