$385,000
4496 BIMINI DRIVE, HERNANDO BEACH, FL 34607
Beds
2
Baths
1
Sq Ft
961 sq ft
Year Built
1963
Lot Size
0.18 acres
Garage
1
About This Property
DIRECT WATERFRONT ACCESS TO THE GULF OF MEXICO! This beautifully renovated block home is perfectly positioned just off the main channel (Tarpon Channel), offering DEEP WATER ACCESS—bring your boat and enjoy easy access to the Gulf! Whether you're looking for the perfect vacation rental, a weekend getaway, or a full-time PLACE TO CALL HOME, this coastal gem delivers the Florida lifestyle you've been dreaming of. This charming 2-bedroom, 1-bath home features a spacious living room and dining area, plus a comfortable family room with beautiful water views. The updated kitchen offers granite countertops, wood cabinetry, dishwasher, range, and refrigerator—all ready for you to enjoy. New mini-split A/C systems add comfort, while the screened-in lanai provides the perfect spot to relax and take in the view. A 1-car garage, carport, utility room with washer and dryer, and new vinyl privacy fencing add convenience and functionality. Step outside and discover your own waterfront playground! The property features a SEAWALL, FLOATING DOCK, FISH-CLEANING STATION, KAYAK RACK, STORAGE SHED, FIRE PIT, and a good-size yard with plenty of room to enjoy the outdoors. Start your morning with coffee overlooking the water or unwind in the evening with your favorite sunset drink. Watch fishing boats head out for the day's adventure and keep your eyes open for the incredible wildlife that makes this waterfront location so special. DOLPHINS, MANATEES, STINGRAYS, amazing birdlife, and so much more can become part of your everyday scenery! Located in a beautiful coastal community surrounded by restaurants, marinas, shops, parks, and nature preserves, you'll have plenty to explore right outside your door. This is a GOLF CART COMMUNITY, so bring your cart and cruise around while making memories along the way. And when you're ready for another adventure, the famous WEEKI WACHEE RIVER, MERMAID PARK & BUCCANEER BAY are just down the road! Whether you're boating, fishing, kayaking, relaxing by the water, watching wildlife, or simply enjoying the laid-back coastal lifestyle, this property offers an incredible opportunity to live where every day feels like a vacation. COME EXPERIENCE THE WATERFRONT LIFESTYLE—YOUR GULF COAST GETAWAY IS WAITING!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Shoal Line to Caliente to Flamingo to Bimini
Location
4496 BIMINI DRIVE, HERNANDO BEACH, FL 34607
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$385,000
Loan Term
How to Buy This Home
Multiple financing options available for this $385,000 home in HERNANDO BEACH.
🏛️
FHA Loan
$13,475 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$19,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hernando County SHIP
Varies
Income-qualifying Hernando residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
More Homes in Hernando Beach
More Homes in Hernando Beach
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 23, 2026.