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$2,625,000

3609 S GARDENIA AVENUE, TAMPA, FL 33629

3D Tour
Active52 days on market

Beds

5

Baths

5

Sq Ft

5,158 sq ft

Year Built

2026

Lot Size

0.20 acres

Garage

3

About This Property

Set in the highly sought-after Belmar Shores neighborhood of South Tampa, this newly constructed luxury residence offers 5,158 square feet with 5 bedrooms and 4.5 bathrooms. Built with block-on-block construction on a 5-course stem wall and positioned approximately 11 feet above elevation, the home was designed with both longevity and peace of mind in mind, all within the coveted Plant High School district. From the moment you step inside, engineered hardwood flooring and flawless Level 5 drywall establish a clean aesthetic. Just off the foyer, a dedicated office and formal dining room offers a beautifully defined spaces for both work and entertaining. A mudroom with washer and dryer hookup provides convenient access to the split 3-car garage. At the heart of the home, the chef’s kitchen features premium Monogram appliances, abundant cabinetry, a hidden pantry, and a stylish dry bar. The open-concept layout flows effortlessly into the main living area, highlighted by a sleek electric fireplace and expansive hurricane-rated sliding doors that lead outdoors. Step into your private outdoor retreat featuring a covered lanai, full outdoor kitchen with wine cooler, and a stunning pool and spa designed for year-round Florida living. Hurricane-rated windows and sliders, dual HVAC systems, and a tankless hot water heater add efficiency, durability, and comfort. The first floor also offers a private guest bedroom with a full pool bathroom. Upstairs, a spacious media room, full laundry room, and generously sized bedrooms, including a Jack & Jill-style bath, provide ideal functionality. Custom closet build-outs are featured throughout the home. The primary wing serves as a true retreat, complete with expansive walk-in closets and a spa-inspired bath featuring dual vanities, a freestanding soaking tub, an oversized walk-in shower with dual shower heads, a dedicated linen closet, and a private water closet. Located in the heart of South Tampa’s desirable Belmar Shores, just minutes from Downtown Tampa, International Plaza, and Tampa International Airport, this exceptional residence brings together luxury finishes, thoughtful construction, and an unbeatable South Tampa location.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8541821
StatusActive
Year Built2026
Stories2
Total Rooms11
ConstructionBlock
RoofMetal
FoundationSlab, Stem Wall
FacesEast
SubdivisionBEL MAR SHORES REV
CountyHillsborough
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Dry Bar, Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
FlooringCeramic Tile, Engineered Hardwood
AppliancesCooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Lighting, Outdoor Kitchen, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.20 acres (8,760 sq ft)
Lot Dimensions73 x 120
Road SurfaceAsphalt, Paved

Pool & Spa

Private PoolYes
Pool FeaturesHeated, In Ground
SpaHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$2,625,000
Original Price$2,699,999
Annual Taxes$4,697 (2025)
ZoningRS-75
Parcel #A3229183TN00000900005.0

Schools

ElementaryDale Mabry Elementary-HB
MiddleColeman-HB
HighPlant-HB

Directions

Head south on Dale Mabry Hwy, turn right onto W El Prado Blvd, then turn left onto S Gardenia Ave. Property will be on the right.

Location

3609 S GARDENIA AVENUE, TAMPA, FL 33629

Listing Information

OfficeCOMPASS FLORIDA LLC
ListedAugust 27, 2026

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Home Price

$2,625,000

20% ($525,000)
6.75%

Loan Term

Principal & Interest$13,621
Property Tax (est.)$2,406
Insurance (est.)$150
Total Monthly$16,177
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Nearby Schools

Financing a Luxury Home

Specialized financing for this $2,625,000 property in TAMPA. Luxury purchases typically require jumbo or portfolio lending.

💎

Jumbo Loan

$262,500 Down

For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.

🎖️

VA Jumbo

$0 Down

VA-eligible borrowers can go above conforming limits with zero down in many cases.

🏦

Portfolio Loan

$393,750 Down

Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.

🔑

Bridge Loan

$525,000 Down

Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 18, 2026.

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