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$319,574

673 BAY ESPLANADE UNIT 109, CLEARWATER, FL 33767

3D Tour
Active43 days on market

Beds

1

Baths

1

Sq Ft

335 sq ft

Year Built

1951

Lot Size

0.43 acres

Garage

—

About This Property

Welcome to Five Palms, a waterfront condo-hotel located in the heart of Clearwater Beach! This ground-floor 1-bedroom, 1-bath unit offers a fantastic opportunity for those looking for a personal beach getaway with income-producing potential when not in use. The unit features tile flooring throughout, a full kitchen with wood cabinetry and stainless-steel appliances, a separate bedroom, full bathroom with a tiled walk-in shower, and comfortable living space. Sliding doors from the bedroom open to a covered outdoor patio, giving guests another place to relax and enjoy the Florida lifestyle. Five Palms offers an impressive collection of resort-style amenities, including a waterfront pool, grilling and gathering areas, putting green, tropical landscaping, and direct access to the Intracoastal Waterway. Boaters will especially appreciate that Unit 109 includes Boat Slip #7, providing an exceptional opportunity to enjoy Clearwater Beach by both land and water. Designed for vacation use and short-term stays, Five Palms provides owners with the flexibility to enjoy their unit personally while also taking advantage of its rental potential. All of this is just minutes from Clearwater Beach's famous white-sand beaches, restaurants, shopping, nightlife, and attractions. Whether you're looking for your own Clearwater Beach escape or a vacation-rental investment with a boat slip, Unit 109 offers a fantastic combination of location, amenities, and waterfront access.

Property Overview

Property TypeResidential
Sub TypeCondo - Hotel
MLS #TB8541863
StatusActive
Year Built1951
Stories2
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionFIVE PALMS MOTEL CONDO
CountyPinellas
OwnershipCondominium
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Thermostat, Window Treatments
FlooringTile
AppliancesMicrowave, Range, Refrigerator
LaundryCommon Area
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorLighting, Private Entrance, Sliding Doors
Lot Size0.43 acres (18,882 sq ft)
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesGunite, Heated, In Ground, Lighting

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$577 / Monthly
Senior CommunityNo

Financial Details

List Price$319,574
Annual Taxes$4,719 (2025)
FinancingCash, Conventional
Parcel #052915279420000109

Directions

Head west on Mandalay Ave, At the traffic circle, take the 3rd exit onto Mandalay Ave, Turn right onto Royal Way, Turn left onto Poinsettia Ave, Turn right onto Bay Esplanade......Destination will be on the right

Location

673 BAY ESPLANADE UNIT 109, CLEARWATER, FL 33767

Listing Information

OfficeRE/MAX ELITE REALTY
ListedAugust 24, 2026

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Home Price

$319,574

20% ($63,915)
6.75%

Loan Term

Principal & Interest$1,658
Property Tax (est.)$293
Insurance (est.)$150
Total Monthly$2,101
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How to Buy This Home

Multiple financing options available for this $319,574 home in CLEARWATER.

🏦

Conventional

$15,979 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 25, 2026.

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