$319,000
34427 SMART DRIVE, ZEPHYRHILLS, FL 33541
Beds
3
Baths
2
Sq Ft
1,332 sq ft
Year Built
2004
Lot Size
0.13 acres
Garage
2
About This Property
Seller will help with closing cost. NEW ROOF, NEW A/C, AND NEW WATER HEATER—all completed in 2025! Welcome to 34427 Smart Drive, a beautiful 3-bedroom, 2-bath home located in the desirable Lake Bernadette community with a LOW HOA! Lovingly maintained by its original owner, this home has had only one owner since it was built—giving you the special opportunity to become only the second owner to call it home! This inviting home features high ceilings and a split-bedroom floor plan, with two bedrooms and a full bathroom located at the front of the home while the private primary suite is tucked away in the back. The spacious primary bedroom features new luxury vinyl flooring and a large walk-in closet. Bathroom updates include two new sinks, a new toilet, and a new tub. Step outside to the beautiful screened-in lanai, complete with two ceiling fans for added comfort. The fenced backyard is surrounded by lovely greenery and offers plenty of privacy with NO REAR NEIGHBORS—perfect for relaxing, entertaining, or enjoying peaceful Florida mornings. The home also includes a two-car garage. Lake Bernadette is situated around an 18-hole golf course and offers wonderful community amenities, including two swimming pools, a clubhouse with a fitness center, pickleball and tennis courts, basketball courts, and a playground. This home offers comfort, privacy, valuable updates, and an active community lifestyle. Also enjoy the Florida lifestyle with trendy Wiregrass and Prime Outlet malls, as well as a variety of eateries, just minutes away. Don’t miss out on this little paradise—schedule your private showing today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
State Rd 54 left on Eiland Blvd. Head North to Lake Bernadette, first right to Braddock Pines, first right to Smart Drive, Home will be on the right.
Location
34427 SMART DRIVE, ZEPHYRHILLS, FL 33541
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$319,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $319,000 home in ZEPHYRHILLS.
🏛️
FHA Loan
$11,165 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$15,950 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.