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$300,000

3 CLARK LANE, PALM COAST, FL 32137

Active71 days on market

Beds

3

Baths

2

Sq Ft

1,484 sq ft

Year Built

1972

Lot Size

0.24 acres

Garage

2

About This Property

10k in concessions, and the substantial! RARE OPPORTUNITY – ASSUMABLE MORTGAGE AT JUST 3.1% INTEREST! Charming 3-bedroom, 2-bath home in Palm Coast featuring an open floor plan and tile flooring throughout. Relax in the heated and cooled Florida room overlooking the huge backyard, with plenty of room for entertaining, pets, or adding a pool. Conveniently located near shopping, dining, and schools, and just minutes from the beach. Enjoy comfortable Florida living with an attractive financing opportunity!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8541933
StatusActive
Year Built1972
Total Rooms5
ConstructionStucco
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionCOUNTRY CLUB COVE
CountyFlagler
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringPorcelain Tile
AppliancesCooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
Lot Size0.24 acres (10,019 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Sewer Available

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$300,000
Original Price$315,000
Annual Taxes$4,394 (2024)
ZoningRES
Parcel #0711317008000700070

Schools

ElementaryOld Kings Elementary
MiddleIndian Trails Middle-FC
HighMatanzas High

Directions

Exit I-95 at Exit 289 onto Palm Coast Parkway, heading east. Make a left (north) onto Old Kings Road N. Continue on Old Kings Road N until you reach Clark Lane. Turn left onto Clark Lane. YHome will be on the left.

Location

3 CLARK LANE, PALM COAST, FL 32137

Listing Information

OfficeMARK SPAIN REAL ESTATE
ListedAugust 24, 2026

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Home Price

$300,000

20% ($60,000)
6.75%

Loan Term

Principal & Interest$1,557
Property Tax (est.)$275
Insurance (est.)$150
Total Monthly$1,982
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $300,000 home in PALM COAST.

🏛️

FHA Loan

$10,500 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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