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$350,000

817 B BAHIA DEL SOL DRIVE UNIT 40, RUSKIN, FL 33570

3D Tour
Active28 days on market

Beds

2

Baths

2

Sq Ft

1,095 sq ft

Year Built

1981

Lot Size

—

Garage

—

About This Property

There is something special about a home that delivers just as much inside as it does outside, and this beautifully renovated END-UNIT condo in Bahia del Sol does exactly that. Located within Little Harbor, a one-of-a-kind waterfront community in Ruskin, the moment you arrive, it feels as though you've escaped to a tropical vacation—only this time, you get to call it home. The setting immediately captures your attention with panoramic views across the waterway and neighboring nature preserve, while abundant natural light showcases an interior that has been extensively and thoughtfully transformed. Add direct boating access to Tampa Bay and the Gulf, and the result is an exceptional combination of beautiful design, incredible surroundings, and the Florida lifestyle people come here to find. Inside, the extensive renovation has created a fresh, cohesive design with thoughtful upgrades throughout. Ceramic tile flooring flows from room to room, complemented by upgraded 5-inch baseboards, textured ceilings, updated window treatments, new closet doors, and space-saving pocket doors. At the heart of the home, the beautifully redesigned kitchen features new cabinetry, quartz countertops, all-new Frigidaire appliances, and a dedicated wine bar with wine refrigerator—creating a stylish space that is just as functional for everyday living as it is for entertaining. The bathroom has been completely refreshed with a spacious walk-in shower featuring a glass enclosure and beautifully tiled walls and flooring, along with new vanities and toilets. A newer A/C system with mold-prevention technology and newer water heater add peace of mind, while standing-height attic space with cabinetry provides an impressive amount of additional storage rarely found in condo living. Even the details behind the scenes have received attention, including refurbished sliding-door tracks and rollers, new screens, and regularly maintained ductwork. Step outside and the waterfront becomes an extension of the home. Newly installed spacious decks along the canal create an incredible place to fish, relax, watch dolphins and manatees pass by, or simply take in the peaceful surroundings. The community kayak and canoe launch makes exploring the canal and river effortless, while the heated pool just across the street overlooks the Bay and offers beautiful sunset views and a barbecue area for gathering with friends. BOATERS, this location is hard to beat! Bahia del Sol offers onsite boat slips based on availability with DIRECT ACCESS TO TAMPA BAY AND THE GULF—no lifts or bridges along the way. Just a short walk away, Little Harbor adds even more to the coastal lifestyle with a half-mile stretch of white-sand beach, waterfront restaurants, a tiki bar, live music, hotel, marinas, high-and-dry boat storage, fishing charters, eco tours, and sunset cruises. Whether you're searching for a waterfront primary residence, an unforgettable Florida getaway, or an investment property with vacation-rental potential, this condo offers remarkable flexibility in an extraordinary setting. NO CDD and convenient access to Tampa, St. Petersburg, Sarasota, shopping, dining, golf, and everyday conveniences. Beautifully renovated, meticulously cared for, and surrounded by everything that makes waterfront living so special—this is Florida living done right.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8541963
StatusActive
Year Built1981
Stories1
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionBAHIA DEL SOL A CONDO
CountyHillsborough
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringPorcelain Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
LaundryInside, Laundry Closet
WindowsBlinds, Drapes
CoolingCentral Air
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorBalcony, Outdoor Grill, Sliding Doors
Lot FeaturesConservation Area, FloodZone, In County, Near Marina, Sidewalk, Street Dead-End
Road SurfacePaved, Asphalt
ViewTrees/Woods, Water
0

Waterfront

WaterfrontYes
FeaturesWaterfront, Canal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$350,000
Annual Taxes$3,390 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U02321818P00000000040.0

Schools

ElementaryThompson Elementary
MiddleShields-HB
HighLennard-HB

Directions

From 75, Take FL-674 W/College Ave to W Shell Point Rd in Ruskin. Continue on W Shell Point Rd. Drive to Bahia Del Sol Dr, 817 Bahia Del Sol Dr #40, Ruskin, FL 33570

Location

817 B BAHIA DEL SOL DRIVE UNIT 40, RUSKIN, FL 33570

Listing Information

OfficeKELLER WILLIAMS SOUTH TAMPA
ListedSeptember 8, 2026

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Home Price

$350,000

20% ($70,000)
6.75%

Loan Term

Principal & Interest$1,816
Property Tax (est.)$321
Insurance (est.)$150
Total Monthly$2,287
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $350,000 home in RUSKIN.

🏛️

FHA Loan

$12,250 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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