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$499,000

3298 21ST AVENUE SW, LARGO, FL 33774

3D Tour
Active34 days on market

Beds

5

Baths

3

Sq Ft

2,652 sq ft

Year Built

1959

Lot Size

0.14 acres

Garage

—

About This Property

Five bedrooms and a split floorplan give everyone room to breathe, and the multiple living spaces are yours to make your own whether that's a home office, playroom, or something else entirely. The kitchen was fully redone with stainless steel appliances, green cabinetry, and a fresh backsplash. All three bathrooms have been updated, the primary suite has a large walk-in closet, and the roof was replaced in 2021. For the size and the updates, this is the best bang for your buck on the market right now. Situated in Largo, you're five minutes from a Pinellas Trail access point for biking or walking, ten minutes from the Gulf, and close to Largo Central Park, which has a dog park, nature center, sports fields, and walking paths. Everyday shopping, dining, and services on Indian Rocks Road and Ulmerton are just minutes away, and the Clearwater corridor is a short drive north. **Ask about our preferred lender's 1-0 temporary buydown available on FHA and conventional loans for qualified buyers.**

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8542054
StatusActive
Year Built1959
Total Rooms6
ConstructionBlock, Stucco, Vinyl Siding
RoofShingle
FoundationSlab
FacesNorth
SubdivisionINDIAN ROCKS VILLAGE 1ST ADD
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), PrimaryBedroom Upstairs, Split Bedroom, Walk-In Closet(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorFrench Doors
FencingVinyl
Lot Size0.14 acres (5,998 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$499,000
Original Price$540,000
Annual Taxes$1,753 (2025)
Parcel #053015429490050110

Schools

ElementaryAnona Elementary-PN
MiddleSeminole Middle-PN
HighLargo High-PN

Directions

Going West on Ulmerton Rd, Turn Right on 121st St and Left on 134th Ave N. Turn Right on Gladys St and Left on 21st Ave SW. Property will be on your Left.

Location

3298 21ST AVENUE SW, LARGO, FL 33774

Listing Information

OfficeSOUTH CEDAR REAL ESTATE, INC
ListedAugust 27, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$499,000

20% ($99,800)
6.75%

Loan Term

Principal & Interest$2,589
Property Tax (est.)$457
Insurance (est.)$150
Total Monthly$3,197
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $499,000 home in LARGO.

🏛️

FHA Loan

$17,465 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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