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$460,000

1623 SAN MATEO DRIVE, DUNEDIN, FL 34698

3D Tour
Active19 days on market

Beds

3

Baths

2

Sq Ft

1,385 sq ft

Year Built

1955

Lot Size

0.17 acres

Garage

,

About This Property

Charming 3BR/2BA bungalow in a great Dunedin location with NO HOA and NO FLOOD INSURANCE REQUIRED! Located in Dunedin's popular golf cart zone, you are just minutes from downtown restaurants, breweries, shopping, festivals, the farmers market, and TD Ballpark. Hammock Park is approximately half a mile away, and the Pinellas Trail is just a few blocks from home, providing easy access to biking or walking. Hop on the trail and ride your bike to the Dunedin Causeway and Honeymoon Island! Inside, you'll find a renovated kitchen with stainless steel appliances and quartz countertops, updated bathrooms, and luxury vinyl plank flooring throughout—no carpet! The split-bedroom floor plan offers three bedrooms plus a bright bonus room overlooking the fenced backyard, perfect for a home office, exercise room, or additional living space. The spacious backyard offers plenty of room for entertaining, pets, a future pool or addition, or simply enjoying the outdoors. A storage shed provides additional space for tools and equipment. Major updates include a 2021 roof, 2022 central AC, newly serviced mini-split systems, and a 2021 water heater. This move-in ready home offers a great opportunity to enjoy a desirable location just minutes from downtown Dunedin, Honeymoon Island, and the Dunedin Causeway. With its many updates, convenient location, and attractive price point, this is one you won't want to miss!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8542065
StatusActive
Year Built1955
Total Rooms3
ConstructionBlock
RoofMembrane
FoundationSlab
FacesWest
SubdivisionDUNEDIN ISLES 1
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Stone Counters, Thermostat, Window Treatments
FlooringLuxury Vinyl
AppliancesDishwasher, Ice Maker, Microwave, Range, Refrigerator
LaundryLaundry Closet
CoolingCentral Air, Mini-Split Unit(s)
HeatingCentral, Electric

Exterior & Lot

ExteriorSidewalk, Storage
Lot Size0.17 acres (7,209 sq ft)
Lot FeaturesLandscaped, Near Golf Course, Near Marina, Sidewalk
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Available, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$460,000
Annual Taxes$2,295 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #222815233100270120

Schools

ElementarySan Jose Elementary-PN
MiddlePalm Harbor Middle-PN
HighDunedin High-PN

Directions

Bayshore to San Jose Drive, right on San Mateo. House on your left, east side of street.

Location

1623 SAN MATEO DRIVE, DUNEDIN, FL 34698

Listing Information

OfficeDALTON WADE INC
ListedAugust 27, 2026

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Home Price

$460,000

20% ($92,000)
6.75%

Loan Term

Principal & Interest$2,387
Property Tax (est.)$422
Insurance (est.)$150
Total Monthly$2,959
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $460,000 home in DUNEDIN.

🏛️

FHA Loan

$16,100 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.

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