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$309,900

612 E SPRUCE STREET, TARPON SPRINGS, FL 34689

3D Tour
Active2 days on market

Beds

2

Baths

1

Sq Ft

1,078 sq ft

Year Built

1983

Lot Size

0.19 acres

Garage

1

About This Property

Welcome to this adorable shabby-chic home in beautiful Tarpon Springs! Whether yu’re a first-time homebuyer, downsizing, or looking for a cozy place to call home, this charming 2-bedroom, 1-bath property offers comfort, style, and numerous updates. Featuring 1,078 square feet of living space and a 1-car garage, this home has been lovingly maintained and upgraded by the current owners. One of the most significant improvements is the new 30-year dimensional shingle roof installed in 2024, complete with solar panels. The solar panels will be paid in full at closing, allowing the new owner to enjoy the potential for significantly lower electric bills—approximately $35 per month based on current usage. The home offers an impressive list of additional upgrades, including: 2021 AC system with new ductwork added in 2024, Beautifully remodeled kitchen (2025) featuring new cabinets, granite countertops, a farmhouse-style stainless-steel sink, and an industrial-style faucet, 2019 Whirlpool stainless-steel appliances, including range, range hood, side-by-side refrigerator, and dishwasher, 2026 Genie garage door motor with two remotes, Hurricane-rated garage door, Hurricane-impact windows on the front of the home (2024), All exterior doors recently replaced, 10 x 10 Tuff Shed for additional storage. Open the double french doors & step out to enjoy the screen enclosed lanai & expansive backyard with approximately 140 feet of depth, offering plenty of room for entertaining, gardening, pets, or simply relaxing and enjoying the Florida sunshine. Location is another major highlight! You’ll be just minutes from Historic Downtown Tarpon Springs, where you can enjoy fantastic restaurants, unique shopping, First Friday celebrations, and the famous Tarpon Springs Sponge Docks. Sunset Beach is also nearby and hosts the annual Tarpon Springs Fourth of July fireworks celebration. For beach lovers, you’re only minutes from Fred Howard State Park & Beach and Sunset Beach. An elementary school is conveniently located just one block away, and the Pinellas Trail is close by for walking, biking, and enjoying the outdoors. Best of all, this home is NOT located in a flood zone and has NO HOA! There are simply too many special features to list here, so be sure to review the complete list of upgrades and special features. Come see this charming Tarpon Springs home this weekend—it won’t last long!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8542156
StatusActive
Year Built1983
Stories1
Total Rooms9
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionFAIRMOUNT PARK
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, Primary Bedroom Main Floor, Stone Counters, Vaulted Ceiling(s)
FlooringTile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
LaundryIn Garage
WindowsBlinds, Double Pane Windows, Insulated Windows, Storm Window(s)
CoolingCentral Air
HeatingCentral, Heat Pump
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorFrench Doors, Storage
FencingFenced, Vinyl, Wood
Other StructuresShed(s)
Lot Size0.19 acres (8,403 sq ft)
Lot Dimensions60 x 140
Lot FeaturesNear Marina, Near Public Transit
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Connected, Solar

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$309,900
Annual Taxes$2,518 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #072716269280120070

Schools

ElementaryTarpon Springs Elementary-PN
MiddleTarpon Springs Middle-PN
HighTarpon Springs High-PN

Directions

From US 19, go west on Tarpon Blvd, right on Walton, left on Spruce, house on left.

Location

612 E SPRUCE STREET, TARPON SPRINGS, FL 34689

Listing Information

OfficeRE/MAX REALTEC GROUP INC
ListedSeptember 9, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$309,900

20% ($61,980)
6.75%

Loan Term

Principal & Interest$1,608
Property Tax (est.)$284
Insurance (est.)$150
Total Monthly$2,042
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $309,900 home in TARPON SPRINGS.

🏛️

FHA Loan

$10,847 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.

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