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$359,000

5305 E 98TH AVENUE, TEMPLE TERRACE, FL 33617

3D Tour
Active10 days on market

Beds

3

Baths

1

Sq Ft

1,029 sq ft

Year Built

1960

Lot Size

0.17 acres

Garage

About This Property

Fully renovated from top to bottom in 2026, this solid block home was thoughtfully updated with quality materials, upgraded finishes, and attention to the details that matter. Major improvements include a NEW ROOF (March 2026), updated electrical and plumbing throughout, all new windows and two new exterior doors installed August 2026, fresh interior and exterior paint, and wide-plank luxury vinyl flooring throughout. Inside, the difference is in the details. The beautifully redesigned kitchen features high-end Edward Martin tile backsplash from the counter tops to the ceiling, updated dual-toned cabinetry with gold metal finishes, and a full suite of brand-new, never-used stainless steel appliances, including a French-door refrigerator, slide-in electric range, dishwasher, and over-the-range microwave. The bathroom continues the elevated finishes with a high-end vanity, designer Edward Martin shower tile, and striking Leona polished porcelain checkerboard flooring in Calacatta and Amani Bronze. With the major systems and finishes already addressed, the next owner can move in with confidence and enjoy a home that feels truly new. For additional peace of mind, the new roof includes a 12 Year Manufacturer’s Material Warranty plus 10 year labor warranty for the new owner. NO HOA and NO CDD add even more flexibility, making this an excellent option for a primary residence or investment property. The central Tampa location puts you approximately 8 minutes from USF and Moffitt Cancer Center, 5 minutes from Busch Gardens and Adventure Island, and 13 minutes from the Seminole Hard Rock Casino. This homes combines solid block construction with extensive 2026 renovations. Quality finishes. No HOA or CDD. This is a turnkey home where the work has already been done — schedule your private showing today! **Free Appraisal and additional incentives with preferred lender!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8542209
StatusActive
Year Built1960
Stories1
Total Rooms6
ConstructionBlock
RoofOther
FoundationSlab
FacesNorth
SubdivisionTEMPLE TERRACE PLAZA
CountyHillsborough
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor, Stone Counters
FlooringLuxury Vinyl, Porcelain Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room, Outside
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorAwning(s), Private Entrance, Private Mailbox, Private Yard
FencingFenced, Vinyl
Lot Size0.17 acres (7,300 sq ft)
Lot Dimensions73 x 100
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$359,000
Original Price$369,000
Annual Taxes$287 (2025)
FinancingCash, Conventional, FHA, Other, VA Loan
ZoningR-75
Parcel #T22281955O00000400010.0

Schools

ElementaryTemple Terrace-HB
MiddleGreco-HB
HighKing-HB

Directions

From N 56th Street and E Fowler Avenue, head south on N 56th Street. Turn right (west) onto E 98th Avenue. Continue on E 98th Avenue to 5305 E 98th Avenue; property will be on the left.

Location

5305 E 98TH AVENUE, TEMPLE TERRACE, FL 33617

Listing Information

OfficeDALTON WADE INC
ListedAugust 25, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$359,000

20% ($71,800)
6.75%

Loan Term

Principal & Interest$1,863
Property Tax (est.)$329
Insurance (est.)$150
Total Monthly$2,342
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $359,000 home in TEMPLE TERRACE.

🏛️

FHA Loan

$12,565 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.

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