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$179,000

2621 COVE CAY DRIVE UNIT 203, CLEARWATER, FL 33760

3D Tour
Active38 days on market

Beds

2

Baths

2

Sq Ft

1,050 sq ft

Year Built

1974

Lot Size

—

Garage

—

About This Property

Tucked inside the gated community of Cove Cay Village II, this second-floor condo puts you close to golf course scenery, a sparkling community pool, and easy Tampa Bay living. At 1,050 square feet, it's been updated with care and ready for its next owner to simply move in. Every major system has been refreshed in recent years: new AC, water heater, refrigerator, and range in 2019, plus a new washer and dryer in 2020. The building's reinforced concrete construction gives it a solid, quiet feel, and covered carport parking keeps your car shaded year-round. Residents enjoy a private clubhouse, swimming pool, all set in a quiet, well-kept neighborhood. Cove Cay Golf and Country Club sits right next door, with golf, dining, and marina options nearby for anyone who wants to make the most of the Florida lifestyle. Just off US Highway 19, you're minutes from St. Pete-Clearwater International Airport and the open water of Old Tampa Bay, with quick access to Tampa, Clearwater, and the beaches beyond. A location that works as well for weekend boaters and golfers as it does for an easy daily commute.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8542229
StatusActive
Year Built1974
Stories1
Total Rooms4
ConstructionConcrete
RoofBuilt-Up
FoundationConcrete Perimeter
FacesSoutheast
SubdivisionCOVE CAY 26-21 VILLAGE II
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorWalk-In Closet(s)
FlooringTile
AppliancesDishwasher, Dryer, Microwave, Refrigerator, Washer
LaundryCorridor Access, Laundry Room, Same Floor As Condo Unit
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorNone
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$798 / Monthly
Senior CommunityNo

Financial Details

List Price$179,000
Annual Taxes$1,634 (2025)
FinancingCash, Conventional, VA Loan
Parcel #292916187150000203

Schools

ElementaryBelcher Elementary-PN
MiddleOak Grove Middle-PN
HighPinellas Park High-PN

Directions

From US Highway 19 N, turn east onto Haines Bayshore Rd (the community sits between Belleair Blvd to the north and St. Pete-Clearwater International Airport to the south, just off US 19)

Location

2621 COVE CAY DRIVE UNIT 203, CLEARWATER, FL 33760

Listing Information

OfficeKELLER WILLIAMS REALTY- PALM HARBOR
ListedAugust 29, 2026

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Home Price

$179,000

20% ($35,800)
6.75%

Loan Term

Principal & Interest$929
Property Tax (est.)$164
Insurance (est.)$150
Total Monthly$1,243
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $179,000 home in CLEARWATER.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$8,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 1, 2026.

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