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$270,000

518 SUMMER SAILS DRIVE, VALRICO, FL 33594

3D Tour
Active41 days on market

Beds

3

Baths

2

Sq Ft

1,320 sq ft

Year Built

2002

Lot Size

0.09 acres

Garage

1

About This Property

Discover the opportunity to make this 3-bedroom, 2-bathroom two-story home your own in the desirable Somerset community of Valrico. With no CDD fees and a low HOA, this property offers affordability and value in a sought-after location. The first-floor features tile flooring throughout, while the second level includes carpeted stairs and bedrooms. An updated primary bathroom adds a modern touch, and the open living areas provide a welcoming space for gathering with family and friends. Significant updates have already been completed, including a new roof and AC in 2023 and a new water heater in 2025. Offering a functional floor plan and the chance to customize and refresh to your taste, this home is full of potential. Conveniently situated near shopping, restaurants, schools, and commuter routes, you'll enjoy both comfort and convenience in the heart of Valrico. Schedule your showing today and see the possibilities for yourself!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8542293
StatusActive
Year Built2002
Stories2
Total Rooms3
ConstructionBlock, Stucco, Wood Frame (FSC Certified)
RoofShingle
FoundationSlab
FacesWest
SubdivisionSOMERSET TR A-1
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Split Bedroom
FlooringCarpet, Other
AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Range, Refrigerator, Washer
LaundryIn Garage
CoolingCentral Air
HeatingNatural Gas
FireplaceYes ()

Exterior & Lot

ExteriorPrivate Mailbox, Sidewalk, Sliding Doors
FencingWood
Other StructuresShed(s)
Lot Size0.09 acres (3,800 sq ft)
Lot Dimensions40 x 95
Lot FeaturesIn County, Landscaped, Level, Sidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Natural Gas Available, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$160 / Quarterly
Senior CommunityNo

Financial Details

List Price$270,000
Original Price$285,000
Annual Taxes$2,320 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U2029215PBA0000000049.0

Schools

ElementaryNelson-HB
MiddleMulrennan-HB
HighDurant-HB

Directions

60E to left on N. Mulrennan Rd., Turn right on Summer Sails. Home will be on the right.

Location

518 SUMMER SAILS DRIVE, VALRICO, FL 33594

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedAugust 26, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$270,000

20% ($54,000)
6.75%

Loan Term

Principal & Interest$1,401
Property Tax (est.)$248
Insurance (est.)$150
Total Monthly$1,798
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $270,000 home in VALRICO.

🏛️

FHA Loan

$9,450 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.

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