Skip to main content
1 / 51

$530,000

6420 SUNSET BAY CIRCLE, APOLLO BEACH, FL 33572

3D Tour
Active18 days on market

Beds

3

Baths

3

Sq Ft

2,350 sq ft

Year Built

2006

Lot Size

0.05 acres

Garage

3

About This Property

EXCEPTIONAL WATERFRONT TOWNHOME COMING SOON, THIS LUXERY PROPERTY HITS THE MARKET ON SATURDAY, SEPTEMBER 19TH. *Owners are relocating* providing a unique opportunity that allows for additional options such as: ALL LEVELS FULLY FURNISHED - ADJACENT BACK YARD BOAT SLIP(BOAT SLIP PURCHASED SEPARATELY) - 21ft BENNINGTON (300hrs) CURRENTLY IN SLIP. This premium home is situated in a PET FRIENDLY small 37 unit GATED COMMUNITY and boasts many unique features that provide standout appeal including: RARE END UNIT LOCATION WITH 3 DIFFERENT WATER VIEWS (bay, pool and pond) - GROUND LEVEL WITH BUILT IN PRIVATE ELEVATOR HOSTS AN UNCOMMON 2 CAR DRIVEWAY WITH A TANDEM GARAGE THAT INCLUDES A SPACIOUS FURNISHED GAME ROOM - THE NEWLY UPGRADED HVAC INCLUDES A WHOLE HOUSE DEHUMIDIFIER THAT PROVIDES AN ULTRA LOW HUMIDITY ENVIRONMENT YEAR AROUND. For boating enthusiasts, direct deep-water access to Tampa Bay and the Gulf of Mexico is just moments away. This thoughtfully designed residence features 3 bedrooms and 2.5 bathrooms. Upon entry, you'll find a spacious foyer and abundant storage with a rear facing private waterfront patio, perfect for grilling that adjoins to the game room. The main living level is designed for both everyday comfort and effortless entertainment. Soaring ceilings, crown molding, and abundant natural light with custom plantation shutters throughout the home all create a warm and inviting atmosphere throughout. The chef-inspired kitchen features custom solid-wood white cabinetry, engineered stone countertops, decorative tile backsplash, built-in oven, and an oversized breakfast bar. French doors open to a screened and covered balcony where spectacular water views of dolphins and manatees provide the perfect backdrop for morning coffee, evening cocktails, and unforgettable sunsets. The main-level owner's suite offers a private retreat with a spacious walk-in closet and spa-inspired bath featuring dual vanities, a soaking tub, and walk-in upgraded shower. Upstairs, two generously sized guest bedrooms can sleep 6 with tray ceilings and large walk-in closets. One large full bath supports both bedrooms, while an additional sitting area in the bay facing bedroom provides flexibility for a home office, fitness space, or reading nook. This end-unit allows for exceptional quiet and privacy with only one shared wall. The HOA provides beautifully maintained grounds, and the residents of this Sunset Bay community enjoy resort-style amenities including a waterfront pool, cabana, scenic boardwalk, lagoon, private fishing dock, and lush landscaping. HOA fees include water service and flood insurance for added value and peace of mind. This opportunity becomes even more appealing if a buyer prefers to take advantage of the show room furnished option and-or the prospect of a owning their own private dock which creates a truly turnkey waterfront retreat. Luxury waterfront living, breathtaking views, resort-style amenities, and direct boating access with the added bonus of having HOA supported Flood Insurance — this is Sunset Bay at its finest.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8542304
StatusActive
Year Built2006
Stories3
Total Rooms6
ConstructionBlock, Wood Frame
RoofMetal
FoundationSlab
FacesNorth
SubdivisionSUNSET BAY TWNHMS
CountyHillsborough
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Elevator, Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Window Treatments
FlooringTile, Hardwood
AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Washer
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral, Electric
SecurityGated Community, Security Gate, Smoke Detector(s)

Exterior & Lot

ExteriorBalcony
Lot Size0.05 acres (2,123 sq ft)
Lot FeaturesFlood Insurance Required, FloodZone, In County, Near Marina, Near Public Transit, Sidewalk
Road SurfacePaved, Asphalt
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$940 / Monthly
Senior CommunityNo

Financial Details

List Price$530,000
Annual Taxes$8,877 (2025)
FinancingCash, Conventional
ZoningPD
Parcel #U20311977300000000028.0

Schools

ElementaryApollo Beach-HB
MiddleEisenhower-HB
HighLennard-HB

Directions

FROM I-75 (BIG BEND) HEAD WEST TO U.S.41 TURN SOUTH (LEFT) TURN WEST (RIGHT) ONTO APOLLO BEACH BLVD. FOLLOW TO COMPLEX (GATE CODE REQUIRED )

Location

6420 SUNSET BAY CIRCLE, APOLLO BEACH, FL 33572

Listing Information

OfficeCHARLES RUTENBERG REALTY INC
ListedSeptember 18, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$530,000

20% ($106,000)
6.75%

Loan Term

Principal & Interest$2,750
Property Tax (est.)$486
Insurance (est.)$150
Total Monthly$3,386
Full Calculator →

Nearby Schools

How to Buy This Home

Multiple financing options available for this $530,000 home in APOLLO BEACH.

🏦

Conventional

$26,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Apollo Beach

More Homes in Apollo Beach

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 19, 2026.

Call (813) 733-7907TextContact