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$289,000

1332 FLOTILLA DRIVE, HOLIDAY, FL 34690

3D Tour
Active40 days on market

Beds

2

Baths

2

Sq Ft

1,386 sq ft

Year Built

1974

Lot Size

0.21 acres

Garage

1

About This Property

Welcome to your slice of the Florida waterfront lifestyle. This 2-bedroom, 2-bathroom home sits directly on the Anclote River with deeded Gulf of Mexico access, a rare opportunity to own true boating water at an approachable price point, on a nice block of well-kept homes. Step into your own private oasis with a screened, in-ground pool overlooking the river, a private dock with new wood decking ready for your boat, a seawall in good condition, and a spacious backyard made for sunset views and morning coffee on the water, while new windows across the back of the home flood the living space with natural light and frame those river views beautifully. This home has been well cared for where it counts most, with a new roof (2025), HVAC (approx. 2 years), fencing (1 year old), and pool pump (1.5 years old) already updated, making this a true opportunity for an investor or a buyer ready to add cosmetic value through new flooring, kitchen, and bath finishes and build significant equity, whether renovating to sell, to rent, or to make it your own. Tucked in the Flotilla Dr riverfront enclave of Holiday, the home is minutes from Anclote River Park, with its boat ramp, kayak launch, and Gulf-access swimming, and just a short drive from the world-famous Tarpon Springs Sponge Docks, known for its historic Greek waterfront district, dolphin cruises, and waterfront dining, with boaters able to head straight out the Anclote River to Anclote Key Preserve State Park or nearby Fred Howard Park and Sunset Beach. Families will also appreciate the school zoning for Sunray Elementary, Paul R. Smith Middle School, and Anclote High School. Homes with true river frontage and Gulf access rarely come to market at this price point, so bring your contractor and your vision, and turn this riverfront gem into something spectacular!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8542308
StatusActive
Year Built1974
Stories1
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionFOREST HILLS
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Solid Surface Counters, Thermostat
FlooringCarpet, Concrete, Linoleum
AppliancesDishwasher, Range, Range Hood, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox, Private Yard, Sliding Doors
FencingFenced
Lot Size0.21 acres (9,145 sq ft)
Lot FeaturesFlood Insurance Required
Road SurfacePaved
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Screen Enclosure

Waterfront

WaterfrontYes
FeaturesRiver Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$289,000
Original Price$299,000
Annual Taxes$1,614 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR4
Parcel #162632059.B000.01460.0

Schools

ElementarySunray Elementary-PO
MiddlePaul R. Smith Middle-PO
HighAnclote High-PO

Directions

Head south on US-19 From downtown Port Richey, get on US Highway 19 South and continue heading south through New Port Richey and into Holiday. 2 Turn east onto Mile Stretch Dr Continue south on US-19 until you reach Mile Stretch Drive (CR 595), then turn left (east). 3 Continue onto Grand Blvd Mile Stretch Dr leads into Grand Boulevard. Stay on Grand Blvd heading south. 4 Turn onto Riddle Rd Turn left (east) onto Riddle Road from Grand Blvd. 5 Turn onto Melaleuca Dr Continue on Riddle Rd, then turn right onto Melaleuca Drive. 6 Turn onto Flotilla Dr Turn onto Flotilla Drive. The property, 1332 Flotilla Dr, will be ahead on the right, backing up to the Anclote River.

Location

1332 FLOTILLA DRIVE, HOLIDAY, FL 34690

Listing Information

OfficeREALNET FLORIDA REAL ESTATE
ListedAugust 27, 2026

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Home Price

$289,000

20% ($57,800)
6.75%

Loan Term

Principal & Interest$1,500
Property Tax (est.)$265
Insurance (est.)$150
Total Monthly$1,914
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $289,000 home in HOLIDAY.

🏛️

FHA Loan

$10,115 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 5, 2026.

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