$349,000
4504 SILVER LINING STREET, SARASOTA, FL 34238
Beds
3
Baths
3
Sq Ft
1,724 sq ft
Year Built
2018
Lot Size
0.04 acres
Garage
1
About This Property
Welcome to this well-maintained 3-bedroom, 2.5-bath townhome in the gated community of Promenade at Palmer Ranch. Built in 2018, this home offers a comfortable and functional floor plan with a one-car garage and screened lanai. The primary suite features a walk-in closet and private en-suite bath, while the two additional bedrooms offer flexibility for a home office, guest space, or additional living area. The roof was replaced in 2025, adding peace of mind for the next owner. The Legacy Trail is just steps from the community, making it easy to enjoy walking, running, or biking right from home. Residents enjoy a resort-style pool and covered gathering area with an outdoor kitchen, creating a great space to relax and spend time with friends and family. The low monthly HOA includes water, sewer, trash, lawn maintenance, and community amenities. No CDD and no flood insurance required. Located in Palmer Ranch, the home is close to shopping, dining, golf, parks, and everyday conveniences, with Siesta Key Beach approximately 15 minutes away. Easy access to I-75 makes getting around Sarasota and surrounding areas convenient. Whether you're looking for a full-time residence, vacation home, or investment property, this townhome offers an opportunity to enjoy the Sarasota lifestyle with the convenience of low-maintenance living.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From I-75, take Exit 205 onto Clark Road toward Siesta Key. Turn left onto Sawyer Loop Road, then left onto Palmer Park Circle. Turn left onto Stargazer Street, then left onto Silver Lining Street. Property will be on the right.
Location
4504 SILVER LINING STREET, SARASOTA, FL 34238
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$349,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $349,000 home in SARASOTA.
🏛️
FHA Loan
$12,215 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$17,450 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Sarasota County SHIP
Varies
Income-qualifying Sarasota residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 7, 2026.