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$3,250,000

128 CARLYLE DRIVE, PALM HARBOR, FL 34683

3D Tour
Active41 days on market

Beds

5

Baths

6

Sq Ft

3,434 sq ft

Year Built

1990

Lot Size

0.33 acres

Garage

2

About This Property

WOW — ABSOLUTELY STUNNING LUXURY WATERFRONT HOME! Welcome to 128 Carlyle Dr, Palm Harbor, FL 34683, an extraordinary waterfront residence where breathtaking views, thoughtful design, and resort-style outdoor living come together in one of Palm Harbor’s most desirable locations. Meticulously redesigned by OG Interiors, this home has been transformed with a sophisticated coastal style while still feeling warm, comfortable, and inviting. The true showstopper is the incredible outdoor living space. Designed for entertaining and enjoying the Florida lifestyle year-round, the backyard features brand-new, low-maintenance turf, professionally installed landscape lighting, mature palms, and an expansive resort-style swimming pool surrounded by multiple areas for lounging and entertaining. The brand-new outdoor kitchen is complete with a bar, TV, and plenty of space to gather with family and friends. As the sun begins to set, head to the waterfront fire pit lounge and take in the spectacular open-water views toward Honeymoon Island. This is the kind of backyard that feels like your own private resort. Boaters and anglers will appreciate the brand-new composite dock with fish-cleaning station, offering direct access to the water and making it easy to enjoy boating, fishing, kayaking, paddleboarding, and everything the Gulf Coast lifestyle has to offer. Inside, walls of windows and doors take advantage of the incredible waterfront setting and fill the home with natural light. The spacious kitchen and living areas are designed for entertaining, while multiple balconies and outdoor spaces allow you to enjoy the views from throughout the property. Beautiful finishes, custom details, updated bathrooms, designer lighting, and carefully selected fixtures can be found throughout. The home offers 5 bedrooms, 4 full bathrooms and 2 half bathrooms, plus a versatile additional downstairs living area featuring its own kitchenette, lounge area and full bathroom—ideal for guests, extended family, a private retreat, game room, or additional entertaining space. Additional highlights include a private putting green, outdoor fire pit, expansive pool and covered entertaining areas, multiple waterfront balconies, generous storage, garage space, and spectacular sunset views. This is more than a waterfront home—it is a complete Florida lifestyle. Spend the day on the water, entertain by the pool, enjoy dinner from your outdoor kitchen, and finish the evening around the fire pit watching the sun disappear over the Gulf. Homes with this combination of waterfront, outdoor living, design, boating access, and views rarely become available. Reach out to me today to schedule your private tour of 128 Carlyle Dr and experience this incredible property in person.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8542497
StatusActive
Year Built1990
Stories3
Total Rooms8
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesEast
SubdivisionINDIAN BLUFF ISLAND 2ND ADD
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Vinyl
AppliancesCooktop, Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorFire Pit, French Doors, Lighting, Outdoor Kitchen, Rain Gutters, Sliding Doors
Lot Size0.33 acres (14,366 sq ft)
Lot Dimensions88 x 150
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Lighting, Salt Water

Waterfront

WaterfrontYes
FeaturesGulf/Ocean

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$3,250,000
Original Price$3,750,000
Annual Taxes$32,302 (2025)
FinancingCash, Conventional
ZoningR-3
Parcel #262715426600040250

Schools

ElementarySutherland Elementary-PN
MiddlePalm Harbor Middle-PN
HighPalm Harbor Univ High-PN

Directions

Turn on Carlyle dr then home will be on the left

Location

128 CARLYLE DRIVE, PALM HARBOR, FL 34683

Listing Information

OfficeCHARLES RUTENBERG REALTY INC
ListedAugust 26, 2026

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Home Price

$3,250,000

20% ($650,000)
6.75%

Loan Term

Principal & Interest$16,864
Property Tax (est.)$2,979
Insurance (est.)$150
Total Monthly$19,993
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 29, 2026.

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