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$230,000

10811 PEPPERTREE LANE, PORT RICHEY, FL 34668

3D Tour
Active53 days on market

Beds

2

Baths

2

Sq Ft

1,470 sq ft

Year Built

1987

Lot Size

0.18 acres

Garage

2

About This Property

Move-in ready home with the perfect floorpan! Welcome to 10811 Peppertree Lane, a spacious two-bedroom, two-bathroom home on a corner lot in Timber Oaks, an active 55+ community. Recent updates to the roof, HVAC system, and water heater provide added peace of mind. Inside, approximately 1,470 square feet features a split-bedroom floor plan, combined living and dining areas, an eat-in kitchen with breakfast bar, and a separate family room. The Florida room and enclosed screened lanai provide additional space for morning coffee, entertaining, or simply relaxing. An inside laundry room and attached two-car garage add everyday convenience and storage. Timber Oaks offers a clubhouse, swimming pool, tennis courts, shuffleboard, recreational activities, and opportunities to stay active and connected. Shopping, dining, medical facilities, parks, and major roadways are also conveniently located nearby. Come experience the space, comfort, and active community lifestyle in the Timber Oaks community. Schedule your private showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8542520
StatusActive
Year Built1987
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationBlock, Slab
FacesEast
SubdivisionTIMBER OAKS
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor
FlooringCeramic Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk
Lot Size0.18 acres (7,866 sq ft)
Road SurfaceAsphalt, Paved
0

Utilities

WaterWell
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Electricity Connected, Phone Available, Sewer Available, Sewer Connected, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$660 / Annually
Senior CommunityYes

Financial Details

List Price$230,000
Annual Taxes$2,210 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPUD
Parcel #162514018000A000630

Directions

From U.S. Highway 19, head east on Ranch Road, turn left onto Ponderosa Avenue, and continue as it becomes Timber Oaks Boulevard. Turn right onto Peppertree Lane. 10811 Peppertree Lane will be on the right, at the corner. Desde la US Highway 19, diríjase hacia el este en Ranch Road. Gire a la izquierda en Ponderosa Avenue y continúe mientras la vía se convierte en Timber Oaks Boulevard. Gire a la derecha en Peppertree Lane. La propiedad, ubicada en 10811 Peppertree Lane, estará a la derecha, en la esquina.

Location

10811 PEPPERTREE LANE, PORT RICHEY, FL 34668

Listing Information

OfficeREAL BROKER, LLC
ListedAugust 28, 2026

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Home Price

$230,000

20% ($46,000)
6.75%

Loan Term

Principal & Interest$1,193
Property Tax (est.)$211
Insurance (est.)$150
Total Monthly$1,554
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How to Buy This Home

Multiple financing options available for this $230,000 home in PORT RICHEY.

🏛️

FHA Loan

$8,050 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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