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$714,999

3040 WINDRIDGE OAKS DRIVE, PALM HARBOR, FL 34684

3D Tour
Active40 days on market

Beds

5

Baths

4

Sq Ft

2,492 sq ft

Year Built

1991

Lot Size

0.20 acres

Garage

2

About This Property

Refined Designer-Led Renovation in The Groves at Cobbs Landing – A Palm Harbor SANCTUARY! This beautifully reimagined pool home—transformed under the guidance of a professional interior designer—offers a level of sophistication and comfort rarely found in today’s market. Set on a manicured corner lot shaded by mature oaks, the residence features 5 bedrooms, or 4 bedrooms plus a dedicated office, arranged within a flexible layout tailored to modern living. Inside, every space has been curated with intention. Wide-plank flooring, soaring ceilings, and custom lighting establish an elegant yet inviting atmosphere, while thoughtfully separated living areas provide both openness for gathering and privacy for daily routines. The renovated kitchen serves as a central focal point, showcasing quartz surfaces, abundant cabinetry, stainless steel appliances, and an expansive island that flows effortlessly into the home’s main living spaces. The primary suite offers a calming retreat with generous proportions, a beautifully updated ensuite featuring a large walk-in shower, and serene views overlooking the sparkling pool and spa—an ideal place to begin and end each day. Outdoors, a screened lanai frames the private pool area, creating a tranquil setting for year-round enjoyment. Mature landscaping enhances the sense of seclusion, and a convenient pool bath adds everyday practicality. Blending designer aesthetics with a highly functional floor plan, this exceptional residence delivers refined living in one of Palm Harbor’s most desirable communities. Located within the highly sought-after Groves at Cobb’s Landing, this residence offers peace of mind with a new roof and new water heater, along with the added benefit of a low annual HOA. Families appreciate access to top-rated Palm Harbor schools, while the community’s prime location places Gulf beaches, marinas, golf courses, parks, shopping, and dining all within easy reach. This is a rare opportunity to own a home where thoughtful design, meaningful updates, and an exceptional Palm Harbor setting come together to deliver a truly elevated lifestyle.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8542553
StatusActive
Year Built1991
Stories1
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionGROVES AT COBBS LANDING
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Vaulted Ceiling(s)
FlooringEngineered Hardwood
AppliancesDishwasher, Ice Maker, Microwave, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox, Sidewalk
Lot Size0.20 acres (8,777 sq ft)
Lot Dimensions90 x 100
Lot FeaturesCorner Lot
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground
SpaIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Public, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$670 / Annually
Senior CommunityNo

Financial Details

List Price$714,999
Original Price$735,000
Annual Taxes$3,721 (2025)
FinancingCash, Conventional, VA Loan
ZoningR-3
Parcel #32271633988000072

Schools

ElementaryHighland Lakes Elementary-PN
MiddleCarwise Middle-PN
HighPalm Harbor Univ High-PN

Directions

Head toward US-19 North. Turn east onto Alderman Road, make a left onto Regal Oaks Boulevard, and then turn right onto Windridge Oaks Drive where the destination is on the left

Location

3040 WINDRIDGE OAKS DRIVE, PALM HARBOR, FL 34684

Listing Information

OfficeSANCTUARY REAL ESTATE GROUP, LLC
ListedAugust 27, 2026

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Home Price

$714,999

20% ($143,000)
6.75%

Loan Term

Principal & Interest$3,710
Property Tax (est.)$655
Insurance (est.)$150
Total Monthly$4,515
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $714,999 home in PALM HARBOR.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$35,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 5, 2026.

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