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$2,350,000

2005 BEACH TRAIL UNIT B, INDIAN ROCKS BEACH, FL 33785

Active41 days on market

Beds

4

Baths

5

Sq Ft

2,691 sq ft

Year Built

2027

Lot Size

0.13 acres

Garage

3

About This Property

Pre-Construction. To be built. Brought to you by Noah Thomas Builders - Best in Luxury Coastal. Welcome to your dream property on the Gulf Coast — a newly built luxury duplex just a short stroll from the pristine sands and turquoise waters of Indian Rocks Beach. Whether you’re looking for a high-performing investment, a vacation retreat, or multi-generational living, this rare opportunity checks every box. This FEMA-compliant duplex is engineered with the latest post-hurricane and flood-proof standards. This masterpiece sits just blocks from the sand and the Intracoastal Waterway. Side B of this duplex offers over 2,550 sq ft of light-filled living space, thoughtfully designed for modern beach life. With 4 spacious bedrooms and 4 spa-inspired bathrooms, there's room for family, guests, or short-term renters to relax in comfort and style. You will find a private elevator and 3 car stacked garage. You will find high ceilings, open-plan living, modern architectural angles, outdoor kitchen and relaxing soaking pool terrace, premium appliances and custom cabinetry, luxurious spa-style primary suite with oversized shower and ample closet space. From the fourth floor, sweeping views of the Intracoastal and the Gulf of America. FEMA-Compliant & Nightly Rental Zoned — With approved nightly rental zoning, this offers a revenue opportunity in a market where such modern coastal duplexes are rare. Lease for strong occupancy potential — this is a flexible asset with built-in capital resilience and demand. Why investors love it-exceptionally tough build with FEMA-grade flood & hurricane protection, high-margin nightly rental zoning in a sought-after coastal locale, elegant, low-maintenance design tailored for upscale vacationers. To be completed 2027.

Property Overview

Property TypeResidential
Sub Type1/2 Duplex
MLS #TB8542607
StatusActive
Year Built2027
Total Rooms3
ConstructionBlock
RoofMembrane
FoundationSlab
FacesEast
SubdivisionINDIAN BEACH RE-REVISED
CountyPinellas
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorElevator, High Ceilings
FlooringEngineered Hardwood, Tile
AppliancesDishwasher, Disposal, Range
LaundryInside
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorBalcony
Lot Size0.13 acres (5,650 sq ft)
Road SurfaceAsphalt, Paved

Pool & Spa

Private PoolYes
Pool FeaturesHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$1 / Monthly
Senior CommunityNo

Financial Details

List Price$2,350,000
Annual Taxes$22,089 (2025)
Parcel #013014420300110150

Directions

From I-275, take Exit 31 for FL-688 West/Ulmerton Road toward Largo and Indian Rocks Beach. Continue west on Ulmerton Road (SR-688), which becomes Walsingham Road as you continue toward the beach. Follow Walsingham Road west across the Indian Rocks Causeway into Indian Rocks Beach. Turn right onto Gulf Boulevard, then continue to Beach Trail and follow the local streets to arrive.

Location

2005 BEACH TRAIL UNIT B, INDIAN ROCKS BEACH, FL 33785

Listing Information

OfficeSHORE PROPERTY GROUP
ListedSeptember 1, 2026

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Home Price

$2,350,000

20% ($470,000)
6.75%

Loan Term

Principal & Interest$12,194
Property Tax (est.)$2,154
Insurance (est.)$150
Total Monthly$14,498
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Financing a Luxury Home

Specialized financing for this $2,350,000 property in INDIAN ROCKS BEACH. Luxury purchases typically require jumbo or portfolio lending.

💎

Jumbo Loan

$235,000 Down

For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.

🎖️

VA Jumbo

$0 Down

VA-eligible borrowers can go above conforming limits with zero down in many cases.

🏦

Portfolio Loan

$352,500 Down

Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.

🔑

Bridge Loan

$470,000 Down

Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 12, 2026.

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