$415,000
12040 PENZANCE LANE, NEW PORT RICHEY, FL 34654
Beds
3
Baths
3
Sq Ft
1,984 sq ft
Year Built
1996
Lot Size
0.17 acres
Garage
2
About This Property
SELLER PROVIDING 10K TOWARD BUYER CLOSING COSTS AND PREPAIDS - Welcome to this 3-bedroom, 2.5-bath pool home offering nearly 2,000 square feet of living space, a screened-in heated pool and lanai, dedicated office/den, and a long list of recent improvements. Located in the gated Rosewood at River Ridge community, this single-story home offers a spacious, flexible layout designed for comfortable indoor and outdoor living. Recent improvements include the A/C outdoor unit and air handler replaced approximately 2 years ago, exterior painted last month, countertops and tubs resurfaced approximately 2 years ago, updated faucets throughout, and a farmhouse-style kitchen sink installed approximately 2 years ago. The stove and microwave were replaced approximately 3 years ago, while updated lighting enhances the dining area, breakfast nook, and entry hallway, along with an updated ceiling fan in the family room. The spacious kitchen features a breakfast bar, ample cabinetry, and adjoining breakfast nook, while the family room opens to the screened outdoor living area through sliding glass doors. Separate formal living and dining areas provide additional flexible space, and the primary suite features a walk-in closet, dual sinks, separate shower, and soaking tub. Step outside to enjoy the private in-ground heated pool, expansive screened enclosure, covered lanai, fenced backyard, and outdoor patio area. The pool has also received several recent improvements, including a pump replaced last year, skimmer and filtration system replaced this year, heater replaced approximately 2 years ago, and pool deck painted last month. Additional features include vaulted and high ceilings, laminate and tile flooring, inside laundry room, irrigation system, rain gutters, attached two-car garage, and mature landscaping. Conveniently located near shopping, dining, recreation, and major roadways, this home offers plenty of space to enjoy inside and out.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Suncoast Parkway (FL-589), take Exit 25 for Ridge Road and head west on Ridge Road. Turn left onto Town Center Road, left onto Roseland Drive, left onto Noisette Lane, then left onto Penzance Lane. Continue to 12040 Penzance Lane; property will be on the left.
Location
12040 PENZANCE LANE, NEW PORT RICHEY, FL 34654
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$415,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $415,000 home in NEW PORT RICHEY.
🏛️
FHA Loan
$14,525 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$20,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 8, 2026.