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$200,999

2360 SHELLY DRIVE UNIT B, PALM HARBOR, FL 34684

3D Tour
Active40 days on market

Beds

2

Baths

2

Sq Ft

918 sq ft

Year Built

1978

Lot Size

—

Garage

1

About This Property

Welcome to a retirement oasis at Highland Lakes, where the activities are truly endless. Step into an enclosed porch that is perfect for enjoying the Florida lifestyle, complete with roll-down shades to help keep it cool. Inside, you will find a spacious, open-concept living and dining area. This beautiful 2-bedroom, 2-bath condo features tile throughout. A slider flows back into the porch, making entertaining easy. The cozy kitchen features beautiful, real butcher block countertops, newer stainless steel appliances, and a decent amount of storage. Just off the kitchen and dining room is the garage, with room for one vehicle inside and parking for one outside. In addition, it offers decent storage and includes a newer washer and dryer. Down the hall, the large guest bath has been updated in recent years, and the hall closet provides additional storage for linens. The second bedroom and its closet are both spacious. The primary suite is quite grand, with an ensuite bath that is just perfect. The walk-in closet is lovely for storage. The community center has a laundry list of activities. They have a golf course, an Olympic-size pool, and they plan dinner boat rides on their pontoon boats on Lake Tarpon. They have art and crafts, pickleball, mahjong, dancing; the list is a mile long. You will probably never be at that condo.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8542922
StatusActive
Year Built1978
Stories1
Total Rooms7
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionVILLA CONDO I
CountyPinellas
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Entrance, Sidewalk
Lot Dimensionscondo
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Public, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
Senior CommunityYes

Financial Details

List Price$200,999
Annual Taxes$481 (2025)
FinancingCash, Conventional, FHA
Parcel #312716940580090020

Directions

From Highlands Blvd turn Right onto E Dorchester Dr. Then turn left onto Highlands Blvd N. Turn right onto Cinnamon Hill Blvd. Turn Left onto Shelly Dr Go to 2360 B on the right side

Location

2360 SHELLY DRIVE UNIT B, PALM HARBOR, FL 34684

Listing Information

OfficeVINTAGE HOMES REALTY
ListedAugust 27, 2026

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Home Price

$200,999

20% ($40,200)
6.75%

Loan Term

Principal & Interest$1,043
Property Tax (est.)$184
Insurance (est.)$150
Total Monthly$1,377
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How to Buy This Home

Multiple financing options available for this $200,999 home in PALM HARBOR.

🏛️

FHA Loan

$7,035 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$10,050 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 28, 2026.

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