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$175,000

2459 FRANCISCAN DRIVE UNIT 37, CLEARWATER, FL 33763

3D Tour
Active37 days on market

Beds

2

Baths

2

Sq Ft

1,100 sq ft

Year Built

1974

Lot Size

—

Garage

—

About This Property

Welcome to easy, resort-style living in the desirable 55+ community of On Top of the World! This furnished, move-in-ready 2-bedroom, 2-bath corner unit offers 1,100 sq. ft., an in-unit washer and dryer, and a convenient second-floor location near the elevator. Inside, you'll find a bright, open living and dining area, updated kitchen, luxury vinyl flooring, fresh paint, ceiling fans throughout, spacious bedrooms, and a primary suite with private bath. The additional Florida room provides the perfect space to relax or entertain. Enjoy an incredible active lifestyle with two golf courses with no additional green fees, two heated pools, recreation centers, fitness center, pickleball, tennis, shuffleboard, clubs, classes, social events, Good Karma Café, and more! Conveniently located near shopping, dining, entertainment, Gulf beaches, and airports. Furnished, updated, and ready to enjoy—come see it today! HOA approval required. Financing requires 35% down. Land lease warranty deed. Sold AS-IS.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8543019
StatusActive
Year Built1974
Stories3
Total Rooms7
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionON TOP OF THE WORLD
CountyPinellas
OwnershipCondominium
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Thermostat
FlooringCeramic Tile, Vinyl
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityYes

Financial Details

List Price$175,000
Annual Taxes$2,033 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #312816640310420370

Directions

From Belcher Rd take the East entrance to the complex then turn right on World Parkway Blvd then immediately left on Finlandia Ln. Then take left on Franciscan Dr and follow until the address. The building is on the right.

Location

2459 FRANCISCAN DRIVE UNIT 37, CLEARWATER, FL 33763

Listing Information

OfficeKELLER WILLIAMS REALTY- PALM HARBOR
ListedAugust 30, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$175,000

20% ($35,000)
6.75%

Loan Term

Principal & Interest$908
Property Tax (est.)$160
Insurance (est.)$150
Total Monthly$1,218
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How to Buy This Home

Multiple financing options available for this $175,000 home in CLEARWATER.

🏛️

FHA Loan

$6,125 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$8,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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