$390,000
4156 FLORAMAR TERRACE, NEW PORT RICHEY, FL 34652
Beds
2
Baths
2
Sq Ft
988 sq ft
Year Built
1967
Lot Size
0.14 acres
Garage
1
About This Property
WATERFRONT LIVING WITH GULF ACCESS! Discover the Florida boating lifestyle right outside your back door! Located in the desirable Gulf Harbors community of New Port Richey, this charming 2-bedroom, 2-bath waterfront home offers approximately 50 feet of saltwater canal frontage with direct access to the Gulf of America. Step outside to your private waterfront retreat featuring a dock, davits and concrete seawall—perfect for boating, fishing, kayaking or simply relaxing by the water. The expansive paver patio in the fenced backyard provides plenty of room for outdoor dining, entertaining and enjoying Florida's beautiful sunsets. The interior has been completely updated—new tile flooring throughout, paint, kitchen cabinets, granite countertops, appliances, bathrooms, fixtures, the works! The home features an inviting open floor plan and a comfortable living area. The spacious primary bedroom includes a walk-in closet and private en-suite bath, while a second bedroom and full guest bath provide comfortable accommodations for family and visitors. For boating enthusiasts, this is where the property truly shines. Leave from your own backyard and head out for a day on the Gulf, visit the nearby sandbars, fish the local waters or cruise to one of the area's waterfront restaurants. The Gulf Harbors community also offers residents access to a private community boat ramp ($125/year) and private beach with grills, pavilions, restrooms and showers ($200/year). Whether you're searching for a full-time waterfront residence, seasonal Florida getaway or simply a place where you can keep the boat steps from your back door, this property offers an opportunity to enjoy the waterfront lifestyle that makes Florida's Gulf Coast so special. Bring your boat and start living the Florida waterfront lifestyle! Schedule your private tour today.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
From US-19 & SR-54, North on 19, Left on Floramar Terrace, Property is on the Left.
Location
4156 FLORAMAR TERRACE, NEW PORT RICHEY, FL 34652
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$390,000
Loan Term
How to Buy This Home
Multiple financing options available for this $390,000 home in NEW PORT RICHEY.
🏛️
FHA Loan
$13,650 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$19,500 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 24, 2026.