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$500,000

22832 CYPRESS TRAIL DRIVE, LUTZ, FL 33549

3D Tour
Active20 days on market

Beds

3

Baths

3

Sq Ft

2,077 sq ft

Year Built

1991

Lot Size

0.20 acres

Garage

2

About This Property

Tucked against a peaceful conservation backdrop, this beautifully updated 3-bedroom, 3-bath pool home delivers the space, comfort, and Florida lifestyle you are looking for. With 2,077 square feet, an open split-bedroom floor plan, vaulted ceilings, a brand-new A/C system, and a freshly resurfaced pool, the major upgrades are already in place so you can focus on enjoying the home. Inside, soaring ceilings and an abundance of natural light create an open, airy feel throughout the main living spaces. Wood flooring adds warmth and character, while the family room is anchored by a wood-burning fireplace that makes the space equally inviting for everyday living and entertaining. The kitchen is designed to stay connected to the action with solid wood cabinetry, granite countertops, generous workspace, and a convenient breakfast bar for casual meals, morning coffee, or gathering with friends. The split-bedroom layout provides added privacy, with a spacious primary suite offering a relaxing retreat of its own. A large walk-in closet provides excellent storage, while the en suite bath features dual sinks with granite countertops, a soaking tub, and a separate walk-in shower. Two additional bedrooms offer comfortable accommodations for family, guests, or flexible home-office space. Carpet adds comfort in the bedrooms, while the laundry room features easy-care tile flooring. Step outside and the home truly comes to life. The screened outdoor living area overlooks a freshly resurfaced gunite/concrete pool surrounded by a newly completed pool deck. A pool sweep adds convenience, while the conservation area beyond the backyard creates a more private, natural setting for swimming, entertaining, weekend cookouts, or simply unwinding at the end of the day. Located in Lutz with convenient access to schools, shopping, restaurants, and major roadways, this home combines a highly functional floor plan with meaningful updates and a backyard designed for year-round enjoyment. With three full baths, multiple living spaces, a private pool setting, and big-ticket improvements already completed, 22832 Cypress Trail Dr is ready for its next chapter. ***NEW ROOF WILL BE INSTALLED PRIOR TO CLOSING.***

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8543188
StatusActive
Year Built1991
Stories1
Total Rooms3
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionWILLOW BEND
CountyPasco
OwnershipFee Simple
FurnishedTurnkey

Interior Features

InteriorAttic Fan, Built-in Features, Ceiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile, Hardwood
AppliancesBuilt-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsENERGY STAR Qualified Windows
CoolingCentral Air
HeatingCentral
FireplaceYes ()
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorRain Gutters, Sliding Doors
FencingFenced
Lot Size0.20 acres (8,497 sq ft)
Lot FeaturesConservation Area
Road SurfacePaved
ViewPool, Trees/Woods

Pool & Spa

Private PoolYes
Pool FeaturesAuto Cleaner, Gunite, In Ground, Lighting, Outside Bath Access, Pool Sweep, Screen Enclosure, Tile
SpaHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Street Lights

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$365 / Semi-Annually
Senior CommunityNo

Financial Details

List Price$500,000
Annual Taxes$4,116 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMPUD
Parcel #3126190010004000060

Schools

ElementaryLake Myrtle Elementary-PO
MiddleCharles S. Rushe Middle-PO
HighSunlake High School-PO

Directions

Take FL-589 N/FL-589 Toll N to FL-568 Toll W in Greater Northdale. Take exit 13 from FL-589 N/FL-589 Toll N. Continue onto FL-568 Toll W. Use the left 3 lanes to turn left onto FL-597 N/Dale Mabry Hwy. Turn right onto W County Line Rd. Continue onto Willow Bend Pkwy. Continue straight onto Cypress Trail Dr. Destination will be on the right.

Location

22832 CYPRESS TRAIL DRIVE, LUTZ, FL 33549

Listing Information

OfficeLPT REALTY LLC
ListedAugust 27, 2026

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Home Price

$500,000

20% ($100,000)
6.75%

Loan Term

Principal & Interest$2,594
Property Tax (est.)$458
Insurance (est.)$150
Total Monthly$3,203
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $500,000 home in LUTZ.

🏛️

FHA Loan

$17,500 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$25,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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