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$420,000

19420 SUNSET BAY DRIVE, LAND O LAKES, FL 34638

3D Tour
Active14 days on market

Beds

4

Baths

2

Sq Ft

1,930 sq ft

Year Built

2008

Lot Size

0.18 acres

Garage

2

About This Property

Set behind the gates of Lakeshore Ranch, this 4-bedroom, 2-bath home offers a spacious, light-filled floor plan, an exceptional screened outdoor living area, and a fully fenced backyard distinguished by years of thoughtfully developed Florida-native landscaping. High ceilings enhance the sense of space throughout the main living areas, where the kitchen, dining area, and great room come together in an open layout designed for both everyday living and entertaining. The kitchen provides abundant cabinetry and workspace, a breakfast bar for casual seating, and natural gas cooking. The generously sized primary suite features a large walk-in closet and private bath with dual vanities, a soaking tub, and separate walk-in shower. Three additional bedrooms offer flexibility for family, guests, home offices, or hobby space. Outdoor living is a standout feature of the property. The oversized 30' x 10' screened patio creates a substantial extension of the home, with brick pavers added in 2024 and ample room for both dining and lounge areas. Beyond the patio, the fenced backyard reflects thoughtful landscaping that has been cultivated and expanded. Approximately 75% of the plantings are Florida-native, including a butterfly garden and pollinator-friendly selections that bring texture, color, and seasonal interest to the landscape. Characteristics include a NEW ROOF (2024), water softener (2025), water heater (2023), AC (2019), and exterior paint (2020). The property is also located in a NON-FLOOD ZONE. Lakeshore Ranch is known for an extensive collection of amenities centered around its 12,000+ sq. ft. clubhouse. Residents enjoy resort-style and children's pools, a heated 5-lane lap pool, fitness center, tennis and pickleball courts, basketball courts, playground, dog park, and dedicated spaces for gatherings, meetings, and remote work. Miles of walking trails extend through the community's conservation areas, while the lake provides opportunities for kayaking and fishing, along with a waterfront deck and outdoor amphitheater. A 24-hour staffed gate provides controlled access, and HOA fees of $300 per quarter include cable, high-speed internet, and trash service. Convenient to shopping, dining, medical facilities, and major commuter routes, this home combines comfortable everyday living, a distinctive outdoor setting, and the extensive amenities that make Lakeshore Ranch one of Land O' Lakes' most established gated communities.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8543218
StatusActive
Year Built2008
Stories1
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionLAKESHORE RANCH PH I
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Primary Bedroom Main Floor, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringCeramic Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorPrivate Yard, Sidewalk, Sliding Doors
Lot Size0.18 acres (7,688 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$300 / Quarterly
Senior CommunityNo

Financial Details

List Price$420,000
Annual Taxes$6,007 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMPUD
Parcel #182527002.0000.00167.0

Directions

from 54 and hwy 41 head north on 41 to the entrance of Lakeshore ranch make left to gate. go to 2 entrance on round about to sunset bay to home

Location

19420 SUNSET BAY DRIVE, LAND O LAKES, FL 34638

Listing Information

OfficePREFERRED SHORE REAL ESTATE
ListedAugust 28, 2026

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Home Price

$420,000

20% ($84,000)
6.75%

Loan Term

Principal & Interest$2,179
Property Tax (est.)$385
Insurance (est.)$150
Total Monthly$2,714
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How to Buy This Home

Multiple financing options available for this $420,000 home in LAND O LAKES.

🏛️

FHA Loan

$14,700 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.

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