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- 19420 SUNSET BAY DRIVE
Open House
Saturday, September 26 · 11:00 AM–2:00 PM
$420,000
19420 SUNSET BAY DRIVE, LAND O LAKES, FL 34638
Beds
4
Baths
2
Sq Ft
1,930 sq ft
Year Built
2008
Lot Size
0.18 acres
Garage
2
About This Property
Set behind the gates of Lakeshore Ranch, this 4-bedroom, 2-bath home offers a spacious, light-filled floor plan, an exceptional screened outdoor living area, and a fully fenced backyard distinguished by years of thoughtfully developed Florida-native landscaping. High ceilings enhance the sense of space throughout the main living areas, where the kitchen, dining area, and great room come together in an open layout designed for both everyday living and entertaining. The kitchen provides abundant cabinetry and workspace, a breakfast bar for casual seating, and natural gas cooking. The generously sized primary suite features a large walk-in closet and private bath with dual vanities, a soaking tub, and separate walk-in shower. Three additional bedrooms offer flexibility for family, guests, home offices, or hobby space. Outdoor living is a standout feature of the property. The oversized 30' x 10' screened patio creates a substantial extension of the home, with brick pavers added in 2024 and ample room for both dining and lounge areas. Beyond the patio, the fenced backyard reflects thoughtful landscaping that has been cultivated and expanded. Approximately 75% of the plantings are Florida-native, including a butterfly garden and pollinator-friendly selections that bring texture, color, and seasonal interest to the landscape. Characteristics include a NEW ROOF (2024), water softener (2025), water heater (2023), AC (2019), and exterior paint (2020). The property is also located in a NON-FLOOD ZONE. Lakeshore Ranch is known for an extensive collection of amenities centered around its 12,000+ sq. ft. clubhouse. Residents enjoy resort-style and children's pools, a heated 5-lane lap pool, fitness center, tennis and pickleball courts, basketball courts, playground, dog park, and dedicated spaces for gatherings, meetings, and remote work. Miles of walking trails extend through the community's conservation areas, while the lake provides opportunities for kayaking and fishing, along with a waterfront deck and outdoor amphitheater. A 24-hour staffed gate provides controlled access, and HOA fees of $300 per quarter include cable, high-speed internet, and trash service. Convenient to shopping, dining, medical facilities, and major commuter routes, this home combines comfortable everyday living, a distinctive outdoor setting, and the extensive amenities that make Lakeshore Ranch one of Land O' Lakes' most established gated communities.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
from 54 and hwy 41 head north on 41 to the entrance of Lakeshore ranch make left to gate. go to 2 entrance on round about to sunset bay to home
Location
19420 SUNSET BAY DRIVE, LAND O LAKES, FL 34638
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$420,000
Loan Term
How to Buy This Home
Multiple financing options available for this $420,000 home in LAND O LAKES.
🏛️
FHA Loan
$14,700 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$21,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.