Beds
4
Baths
4
Sq Ft
2,920 sq ft
Year Built
1969
Lot Size
0.14 acres
Garage
1
About This Property
Welcome to 3960 Headsail Drive located in the highly desirable Gulf Harbors community! This beautifully fully remodeled home offers a spacious, stylish interior with a thoughtfully staged presentation that makes it easy to envision yourself living here. The open and expansive layout provides plenty of room for entertaining, relaxing, and everyday living. Enjoy the Florida coastal lifestyle with NO CDD fees and an optional, very low-cost HOA. HOA membership provides access to a private beach, giving you the opportunity to enjoy the sun, sand, and Gulf-coast lifestyle without the expense of a mandatory high-fee communit minutes from your home. From the remodeled finishes to the generous interior spaces, this home combines comfort, style, and location. Whether you're looking for a full-time residence, seasonal getaway, or investment opportunity, 3960 Headsail Drive is ready to impress. Don’t miss your chance to experience Florida living at its finest—schedule your private showing today! Optional memberships available: Gulf Harbors Civic Association – $125 per year: Includes 24-hour access to the two boat ramps, game room, notary services on-site, medical equipment and chair rentals, member festivals, and other community benefits. Gulf Harbors Beach Club: A separate optional membership that provides access to the private beach.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Take US 19 to Floramar Terrace, turn west onto Floramar Terrace. Follow Floramar Terrace and turn left onto Headsail Drive; it is the first left, 3960 Headsail Dr will be on the right.
Location
3960 HEADSAIL DRIVE, NEW PORT RICHEY, FL 34652
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$450,000
Loan Term
How to Buy This Home
Multiple financing options available for this $450,000 home in NEW PORT RICHEY.
🏛️
FHA Loan
$15,750 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$22,500 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 18, 2026.