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$539,900

6419 ENGLISH CREEK DRIVE, LAKELAND, FL 33811

3D Tour
Active38 days on market

Beds

3

Baths

2

Sq Ft

1,716 sq ft

Year Built

2020

Lot Size

0.73 acres

Garage

2

About This Property

Virtually Staged. One of more photo(s) was virtually staged. Welcome to this beautifully maintained 3-bedroom, 2-bathroom home offering approximately 1,716 square feet of comfortable living space, situated in the desirable gated community of English Creek. Meticulously cared for and exceptionally clean, this home reflects true pride of ownership throughout. Routine pest control services have been maintained, the air-conditioning system has received regular maintenance, and a UV cleaning system has been installed for the AC. Inside, the open and inviting floor plan is enhanced by vaulted ceilings in the kitchen and great room, creating a bright, spacious atmosphere ideal for both everyday living and entertaining. The kitchen flows seamlessly into the great room, while a sliding glass door provides convenient access to the covered rear porch and outdoor living area. The thoughtfully designed split-bedroom floor plan provides additional privacy, with the primary suite situated separately from the secondary bedrooms. The primary suite also offers convenient access to the laundry room, while the spacious primary bathroom features dual sinks, a large separate shower, and a relaxing garden tub. One of the property's standout features is the detached, fully finished bonus space—a fantastic extension of the home that offers possibilities well beyond a traditional storage shed. Complete with electricity, lighting, air conditioning, laminate flooring, and gutter guards, this versatile space is ready to enjoy from day one. Whether envisioned as a private home office, creative studio, hobby or craft room, gaming room, fitness space, music room, guest retreat, homeschool area, or simply a comfortable air-conditioned escape, this bonus space provides incredible flexibility to adapt to your lifestyle. It's a rare feature that adds an entirely separate, functional space to the property without sacrificing room inside the main home. Outside, enjoy the space and privacy that come with living in English Creek, a gated community known for offering a very rare combination: the convenience and shared amenities of an HOA community paired with exceptionally large homesites of almost one acre. French drains have been installed in the back to help manage drainage and water flow. Properties with this much land in a gated community are difficult to find, providing plenty of room for outdoor living, recreation, gardening, pets, or future possibilities while maintaining a comfortable sense of separation from neighboring homes. The expansive lot offers a level of privacy and flexibility that is uncommon among typical HOA properties. Conveniently located with easy access to SR 540A, SR 570, the Polk Parkway, and Interstate 4, the home offers accessibility to shopping, dining, medical services, entertainment, and other everyday amenities while still providing the space and privacy of a larger homesite. Beautifully maintained, thoughtfully cared for, and featuring an exceptionally versatile detached bonus space, this property offers a combination of comfort, functionality, privacy, and possibilities that is difficult to find.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8543416
StatusActive
Year Built2020
Stories1
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationBlock, Slab
FacesEast
SubdivisionESTATES AT ENGLISH CREEK
CountyPolk
OwnershipFee Simple

Interior Features

InteriorOpen Floorplan, Split Bedroom, Vaulted Ceiling(s)
FlooringCarpet, Laminate, Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryWasher Hookup
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorFire Pit, None, Storage
FencingFenced, Vinyl
Other StructuresShed(s)
Lot Size0.73 acres (31,903 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$250 / Quarterly
Senior CommunityNo

Financial Details

List Price$539,900
Original Price$575,000
Annual Taxes$4,406 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #232919141698000140

Schools

ElementaryR. Bruce Wagner Elem
MiddleMulberry Middle
HighMulberry High

Directions

Head South onFl-37, Florida Ave S through Lakeland. Turn right onto Ewell Rd. Go for 4.5 miles and the entrance to the community is on the left.

Location

6419 ENGLISH CREEK DRIVE, LAKELAND, FL 33811

Listing Information

OfficeDALTON WADE INC
ListedAugust 29, 2026

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Home Price

$539,900

20% ($107,980)
6.75%

Loan Term

Principal & Interest$2,801
Property Tax (est.)$495
Insurance (est.)$150
Total Monthly$3,446
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $539,900 home in LAKELAND.

🏛️

FHA Loan

$18,897 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 25, 2026.

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