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$239,000

11311 CAY SPRUCE WAY, SAN ANTONIO, FL 33576

Active47 days on market

Beds

3

Baths

3

Sq Ft

1,856 sq ft

Year Built

2019

Lot Size

0.06 acres

Garage

1

About This Property

Short Sale. .

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8543642
StatusActive
Year Built2019
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionMIRADA PRCL 21-1
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringCarpet, Ceramic Tile, Vinyl
AppliancesDishwasher, Range, Refrigerator, Water Softener
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Rain Gutters, Sidewalk
Lot Size0.06 acres (2,684 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$332 / Monthly
Senior CommunityNo

Financial Details

List Price$239,000
Original Price$279,000
Annual Taxes$4,715 (2025)
ZoningMPUD
Parcel #202509005.0016.00084.0

Directions

From Mirada Blvd & State Rd 52 - Head toward Mirada Blvd, Turn right onto Setter Palm Rd, Turn right onto Cay Spruce Wy, 13111 Cay Spruce Wy is on the Left

Location

11311 CAY SPRUCE WAY, SAN ANTONIO, FL 33576

Listing Information

OfficeCHARLES RUTENBERG REALTY INC
ListedAugust 30, 2026

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Home Price

$239,000

20% ($47,800)
6.75%

Loan Term

Principal & Interest$1,240
Property Tax (est.)$219
Insurance (est.)$150
Total Monthly$1,609
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How to Buy This Home

Multiple financing options available for this $239,000 home in SAN ANTONIO.

🏛️

FHA Loan

$8,365 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 16, 2026.

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