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$250,000

146 8TH STREET, WINTER HAVEN, FL 33880

3D Tour
Active34 days on market

Beds

3

Baths

2

Sq Ft

1,404 sq ft

Year Built

2022

Lot Size

0.13 acres

Garage

—

About This Property

### **2023-Built 3BR/2BA | No HOA | Tenant Occupied | Immediate Rental Income ( $1575 monthly)** Built in 2023, this beautiful 3-bedroom, 2-bath home is a fantastic opportunity for both investors and owner-occupants. **Currently tenant occupied, this property offers the new owner immediate rental income from day one!** And with **NO HOA**, you have added flexibility and lower ownership costs. The home features a spacious open-concept living, dining, and kitchen area with vaulted ceilings and decorative display ledges. The kitchen offers gorgeous stone countertops, stainless steel appliances, and a pantry closet. The open floor plan also provides plenty of space for a future kitchen island or L-shaped countertop for additional bar seating and storage. The primary suite includes a private tiled bathroom and walk-in closet. Two additional bedrooms provide comfortable space for family, guests, or a home office. A second tiled bathroom and convenient interior laundry room complete the layout. Enjoy the covered front patio with its decorative arch and added privacy at the entry. The backyard offers a comfortable space for entertaining, along with a **104 sq. ft. storage container** for additional storage. **No HOA!** Conveniently located near US-17 and SR-60, just minutes from downtown Winter Haven, AdventHealth Fieldhouse, LEGOLAND, Snively Brooks Community Park, and the Eloise Resource Center. Whether you're looking for an investment property with **rental income already in place** or a newer home in a convenient Winter Haven location, this is an opportunity you won't want to miss. **Tenant occupied—schedule your showing today!**

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8543673
StatusActive
Year Built2022
Total Rooms8
ConstructionBlock, Concrete, Stucco, Wood Frame
RoofShingle
FoundationSlab, Stem Wall
FacesNorthwest
SubdivisionWAHNETA FARMS RESUB
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Solid Wood Cabinets, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringVinyl, Hardwood
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric, Exhaust Fan
SecurityFire Alarm

Exterior & Lot

ExteriorStorage
FencingWood
Other StructuresShed(s), Storage
Lot Size0.13 acres (5,807 sq ft)
Lot FeaturesCleared, Drainage Canal, Flag Lot, FloodZone, City Lot, In County, Level
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$250,000
Annual Taxes$2,519 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #262905668500000808

Schools

ElementaryJohn Snively Elem
MiddleDenison Middle
HighWinter Haven Senior

Directions

I-75 N ? I-4 E ? FL-570 E ? FL-540 E/Winter Lake Rd ? 8th St ? 146 8th St, Winter Haven, FL 33880

Location

146 8TH STREET, WINTER HAVEN, FL 33880

Listing Information

OfficeKELLER WILLIAMS SOUTH SHORE
ListedSeptember 2, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$250,000

20% ($50,000)
6.75%

Loan Term

Principal & Interest$1,297
Property Tax (est.)$229
Insurance (est.)$150
Total Monthly$1,676
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $250,000 home in WINTER HAVEN.

🏛️

FHA Loan

$8,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 16, 2026.

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