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$559,900

3735 GAVIOTA DRIVE, RUSKIN, FL 33573

3D Tour
Active33 days on market

Beds

4

Baths

2

Sq Ft

2,483 sq ft

Year Built

2004

Lot Size

0.22 acres

Garage

3

About This Property

Welcome to your Florida dream home in the desirable La Paloma community of Ruskin! This beautiful 4-bedroom, 2-bathroom single-family home offers a spacious and comfortable layout with plenty of room for family, guests, and entertaining. A 3-car garage provides ample parking and storage, adding both convenience and functionality to the home. Step outside and enjoy your own private pool, creating the perfect setting to relax, soak up the Florida sunshine, and entertain family and friends. Whether you’re enjoying a quiet morning by the pool or hosting an evening gathering, the outdoor space offers a wonderful private retreat. Located in the La Paloma community in Ruskin, this home combines the comfort of a well-appointed single-family residence with the relaxed Florida lifestyle. With four bedrooms, two bathrooms, a three-car garage, and a private pool, this property is an excellent opportunity for anyone looking for space, privacy, and a place to call home. Come see all that this wonderful Ruskin home has to offer—you won’t want to miss it!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8543700
StatusActive
Year Built2004
Stories1
Total Rooms4
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionLA PALOMA VILLAGE UNIT 2 PH
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Walk-In Closet(s)
FlooringLaminate
AppliancesCooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Lighting, Sliding Doors
Lot Size0.22 acres (9,600 sq ft)
Lot Dimensions80 x 120
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesDeck, Heated, In Ground, Lighting

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$230 / Annually
Senior CommunityNo

Financial Details

List Price$559,900
Original Price$565,000
Annual Taxes$4,364 (2025)
FinancingCash, Conventional, VA Loan
ZoningPD
Parcel #U02321963K00000500009.0

Directions

I-75 South, take Exit 240B for Sun City Center. Turn left onto Cypress Village Blvd. Turn right onto Upper Creek. Turn left onto La Paloma Dr. Turn left onto Gaviota Dr.

Location

3735 GAVIOTA DRIVE, RUSKIN, FL 33573

Listing Information

OfficeMIHARA & ASSOCIATES INC.
ListedAugust 29, 2026

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Home Price

$559,900

20% ($111,980)
6.75%

Loan Term

Principal & Interest$2,905
Property Tax (est.)$513
Insurance (est.)$150
Total Monthly$3,568
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How to Buy This Home

Multiple financing options available for this $559,900 home in RUSKIN.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$27,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.

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