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$469,900

3624 S SUSAN POINT, INVERNESS, FL 34452

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,800 sq ft

Year Built

1985

Lot Size

3.86 acres

Garage

2

About This Property

Looking for space, privacy, and a property you can truly make your own? Welcome to 3624 S Susan Point, a beautifully maintained 3-bedroom, 2-bath block home situated on a rare 3.86-acre lot in Inverness. Offering approximately 1,800 heated square feet, an attached 2-car garage, and a functional split-bedroom floor plan, this clean and comfortable home provides an incredible foundation to move right in or update over time to suit your personal style. Inside, you’ll find spacious bedrooms with generous closet storage, a primary bedroom with a walk-in closet, and a welcoming semi-open kitchen and living area anchored by a cozy fireplace. The interior retains its classic character and has been kept exceptionally clean, functional, and well cared for. Outside is where this property truly shines. Step into your own private Florida retreat featuring a fiberglass pool surrounded by an expansive screened enclosure with a large covered patio and spacious pool deck offering plenty of room for outdoor dining, entertaining, lounging, and enjoying the Florida lifestyle year-round. Beyond the pool, nearly four acres provide an incredible sense of space and privacy. The property directly backs to an approximately 161-acre privately owned vacant agricultural tract, creating exceptional rear privacy and peaceful views where deer, turkeys, and other native Florida wildlife may occasionally be spotted along the tree line. For those looking for more than a standard backyard, the acreage also features a functional pole barn with two horse stalls and a tack room, plus a covered RV carport complete with water and electric hookups. Many major improvements have already been taken care of, including a complete HVAC replacement in 2023, septic drain field replacement approximately four years ago, whole-house water softener approximately four years old, and pool pump approximately two years old. The fiberglass pool was resurfaced approximately five years ago, the pool enclosure was re screened within approximately the last seven years, and the home also features a full gutter system and irrigation. Whether your vision is to preserve its classic charm, make cosmetic updates over time, or transform the property to match your own style, 3624 S Susan Point offers the space, privacy, functionality, and versatility to make it happen. With 3.86 acres, a private screened pool, expansive outdoor living space, RV accommodations, pole barn, and valuable improvements already completed, opportunities like this are hard to find!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8543751
StatusActive
Year Built1985
Stories1
Total Rooms8
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionINVERNESS HIGHLANDS WEST ADD 01
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s)
FlooringCarpet, Linoleum
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Trash Compactor, Washer, Water Softener
LaundryIn Garage
WindowsShades
CoolingCentral Air
HeatingCentral
FireplaceYes ()
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Mailbox, RV Hookup
FencingChain Link, Fenced, Wire, Wood
Lot Size3.86 acres (168,123 sq ft)
Lot Dimensions275 x 611
Lot FeaturesStreet Dead-End
Road SurfacePaved
ViewTrees/Woods

Pool & Spa

Private PoolYes
Pool FeaturesFiberglass, Heated, In Ground, Lighting, Screen Enclosure
SpaAbove Ground

Utilities

WaterWell
SewerSeptic Tank
UtilitiesCable Connected, Electricity Connected, Sprinkler Well, Street Lights

Parking

GarageYes (2 spaces)
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$469,900
Annual Taxes$1,785 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningMDR
Parcel #20E19S300010035900230

Schools

ElementaryPleasant Grove Elementary School
MiddleInverness Middle School
HighCitrus High School

Directions

From East Arbor Street make a left on to South William Avenue, Left on South Susan Point, home is on your left.

Location

3624 S SUSAN POINT, INVERNESS, FL 34452

Listing Information

OfficeEXP REALTY LLC
ListedSeptember 3, 2026

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Home Price

$469,900

20% ($93,980)
6.75%

Loan Term

Principal & Interest$2,438
Property Tax (est.)$431
Insurance (est.)$150
Total Monthly$3,019
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $469,900 home in INVERNESS.

🏛️

FHA Loan

$16,447 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,495 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.

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