$380,000
3640 NATURAL TRACE STREET, PLANT CITY, FL 33565
Beds
5
Baths
3
Sq Ft
2,415 sq ft
Year Built
2024
Lot Size
0.16 acres
Garage
2
About This Property
Welcome to this spacious 5-bedroom, 2.5-bath home offering 2,415 heated square feet, a main-floor primary suite, versatile upstairs loft, solar panels, and peaceful pond views in the North Park Isle community. The open-concept main living area creates an inviting flow between the kitchen, dining, and family spaces, ideal for both everyday living and entertaining. The kitchen features a walk-in pantry, generous workspace, and easy access to the dining area, while French doors lead to the rear porch overlooking the landscaped backyard and pond beyond. The primary suite is conveniently located on the first floor and offers a spacious bedroom, en-suite bath, and walk-in closet. Upstairs, four additional bedrooms surround a generous loft that provides flexible space for a media area, game room, home office, or additional living area. Additional features include a dedicated interior laundry room, ceiling fans, tile and carpet flooring, irrigation system, attached two-car garage, driveway parking, and garage door opener. Residents of North Park Isle enjoy access to community amenities including a swimming pool, playground, basketball and tennis courts. Conveniently located near shopping, dining, recreation, and major roadways with easy access to Plant City and the surrounding Tampa Bay area.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From I-4, take Exit 22 for Park Rd and head north on N Park Rd. Turn right onto E Sam Allen Rd, then turn left onto N Maryland Ave. Continue into North Park Isle, turn onto Coastal Dusk Dr, then follow the community streets to Natural Trace St. Proceed to 3640 Natural Trace St; property will be on the appropriate side of the street.
Location
3640 NATURAL TRACE STREET, PLANT CITY, FL 33565
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$380,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $380,000 home in PLANT CITY.
🏛️
FHA Loan
$13,300 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$19,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 17, 2026.