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$169,900

1550 36TH STREET NW, WINTER HAVEN, FL 33881

3D Tour
Active29 days on market

Beds

3

Baths

1

Sq Ft

1,226 sq ft

Year Built

1960

Lot Size

0.19 acres

Garage

—

About This Property

Welcome to this charming 3-bedroom, 1-bathroom single-family home in Winter Haven, FL, offering a great opportunity for a first-time home buyer or real estate investor. Major updates include a 2-year-old septic system, 3-year-old AC that has been professionally maintained annually, and a NEW ROOF to be installed at closing, with reasonable offer. Recently painted inside and out, this home feels fresh and ready for its next owner. The kitchen also has new counter tops! Enjoy Florida living from the covered back porch, perfect for relaxing or entertaining. Conveniently located with access to US-27, US-17, the Polk Parkway and I-4, making travel throughout Central Florida, Tampa and Orlando easily accessible. Whether you’re searching for your first home or your next investment property, this Winter Haven home is one to see!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8544010
StatusActive
Year Built1960
Stories1
Total Rooms4
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionINWOOD
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan
FlooringCeramic Tile, Luxury Vinyl, Vinyl
AppliancesElectric Water Heater, Range Hood, Refrigerator
LaundryInside
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorAwning(s)
Lot Size0.19 acres (8,250 sq ft)
Lot Dimensions50 x 150
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$169,900
Original Price$174,900
Annual Taxes$2,120 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #252813343500002680

Directions

From US-17, head west toward Avenue T NW. Continue toward 36th St NW, then turn onto 36th St NW. Property will be on the right

Location

1550 36TH STREET NW, WINTER HAVEN, FL 33881

Listing Information

OfficeTHE WILKINS WAY LLC
ListedAugust 31, 2026

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Home Price

$169,900

20% ($33,980)
6.75%

Loan Term

Principal & Interest$882
Property Tax (est.)$156
Insurance (est.)$150
Total Monthly$1,187
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How to Buy This Home

Multiple financing options available for this $169,900 home in WINTER HAVEN.

🏛️

FHA Loan

$5,947 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$8,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 29, 2026.

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