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$549,900

2880 DOWNING COURT, PALM HARBOR, FL 34684

3D Tour
Active36 days on market

Beds

3

Baths

2

Sq Ft

1,398 sq ft

Year Built

1985

Lot Size

0.23 acres

Garage

2

About This Property

Welcome to Florida living at its best in desirable Countryside North! Located in Palm Harbor just minutes from beautiful white-sand beaches and unforgettable Gulf sunsets, this beautifully updated 3-bedroom, 2-bathroom pool home offers the perfect blend of comfort, privacy, and lifestyle. The bright, open-concept floor plan seamlessly connects the kitchen, dining, and living areas, while the desirable triple-split bedroom layout provides exceptional privacy for everyone. The spacious primary suite features a large walk-in closet, and both bathrooms have been beautifully updated. Outside, enjoy your own private retreat with an oversized screened patio and lanai overlooking the sparkling in-ground pool, all situated on a desirable corner lot just under a quarter acre. The home has been thoughtfully improved over the years with newer windows, flooring, baseboards, roof, siding, HVAC, water heater, water softener, pool pump and filter, resurfaced pool, vinyl fencing, refrigerator and range, custom built-in closets, and brand-new interior paint. A permitted detached shed with electricity and A/C adds an incredibly versatile bonus space for a home office, gym, workshop, hobby room, or additional storage. With so many major updates already completed and an unbeatable Palm Harbor location close to beaches, dining, shopping, and everyday conveniences, this is a home you can move into and simply enjoy.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8544023
StatusActive
Year Built1985
Stories1
Total Rooms6
ConstructionVinyl Siding, Wood Frame
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionCOUNTRYSIDE NORTH TR 3B PH 2
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Walk-In Closet(s)
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox, Sidewalk, Sliding Doors
FencingFenced
Other StructuresShed(s)
Lot Size0.23 acres (9,962 sq ft)
Lot Dimensions85 x 121
Lot FeaturesCorner Lot, Cul-De-Sac
Road SurfacePaved
ViewPool

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$116 / Annually
Senior CommunityNo

Financial Details

List Price$549,900
Annual Taxes$3,578 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRPD-7.5
Parcel #172816186920000090

Schools

ElementaryCurlew Creek Elementary-PN
MiddlePalm Harbor Middle-PN
HighCountryside High-PN

Directions

US19N-east Curlew-N on C-side Blvd- L Lk St George- R on Downing

Location

2880 DOWNING COURT, PALM HARBOR, FL 34684

Listing Information

OfficeCENTURY 21 CIRCLE
ListedAugust 31, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$549,900

20% ($109,980)
6.75%

Loan Term

Principal & Interest$2,853
Property Tax (est.)$504
Insurance (est.)$150
Total Monthly$3,507
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $549,900 home in PALM HARBOR.

🏛️

FHA Loan

$19,247 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$27,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.

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