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$239,000

1975 W BAY DRIVE UNIT 109, LARGO, FL 33770

3D Tour
Active28 days on market

Beds

2

Baths

2

Sq Ft

985 sq ft

Year Built

1970

Lot Size

3.00 acres

Garage

—

About This Property

Virtually Staged. MOVE-IN READY & BEAUTIFULLY RENOVATED 2-BEDROOM, 2-BATH CONDO IN BELLEAIR OAKS! This second-floor, corner unit condo offers modern finishes, an inviting open floor plan, and effortless Florida living in a prime Largo location. Step inside to a light and bright interior featuring brand-new luxury vinyl plank flooring throughout and an abundance of natural light from generously sized windows. The beautifully renovated kitchen is the heart of the home, showcasing brand-new soft-close cabinetry, sleek new stainless-steel appliances, and stylish finishes, with an easy flow into the dining and living room combination—perfect for everyday living and entertaining. Sliding glass doors extend the living space to a spacious screened-in lanai overlooking a peaceful garden view, creating the perfect spot to enjoy your morning coffee or unwind at the end of the day. The desirable split-bedroom floor plan provides privacy and comfort. The spacious primary suite features an updated private bath with a step-in shower, walk-in closet, generously sized windows, and sliding glass doors providing direct access to the screened lanai. A convenient stackable washer and dryer are located within the unit. The second bedroom offers plenty of space, large windows, and a custom closet, with the beautifully updated hall bath just steps away. Thoughtfully updated and truly move-in ready, this home is ideal for full-time living, a seasonal retreat, or a low-maintenance Florida getaway in a beautifully maintained and lushly landscaped complex. Enjoy an exceptional location just minutes from the sparkling waters and world-famous Gulf beaches, with shopping and dining in nearby Belleair Bluffs and Publix within walking distance. The Pinellas Trail and Taylor Park are just blocks away, offering opportunities for biking, walking, picnicking, fishing, and enjoying the outdoors. The HOA fee includes water, sewer, trash, and grounds maintenance, Pet friendly and located outside a flood zone. This is a rare opportunity to own a fully updated, maintenance-free home in a highly desirable Largo location. Simply unpack, settle in, and start enjoying your new home! NOT IN A FLOOD ZONE. Photos are digitally staged.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8544064
StatusActive
Year Built1970
Stories2
Total Rooms6
ConstructionBlock, Stucco
RoofBuilt-Up
FoundationSlab
FacesSouth
SubdivisionBELLEAIR OAKS CONDO
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorThermostat
FlooringLuxury Vinyl
AppliancesDisposal, Dryer, Electric Water Heater, Exhaust Fan, Range, Refrigerator
LaundryLaundry Closet, Washer Hookup
CoolingCentral Air
HeatingCentral
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Rain Gutters, Sidewalk, Sliding Doors
Lot Size3.00 acres (140,060 sq ft)
Lot FeaturesCity Lot, Landscaped, Near Public Transit, Sidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$525 / Monthly
Senior CommunityNo

Financial Details

List Price$239,000
Original Price$259,000
Annual Taxes$2,493 (2025)
FinancingCash, Conventional
Zoning0436/CONDO
Parcel #332915070600011090

Schools

ElementaryMildred Helms Elementary-PN
MiddleLargo Middle-PN
HighLargo High-PN

Directions

West Bay Drive to 20th St. go north, turn right immediately into 1st driveway. Building 1, second floor on west end of building.

Location

1975 W BAY DRIVE UNIT 109, LARGO, FL 33770

Listing Information

OfficeCOASTAL PROPERTIES GROUP INTERNATIONAL
ListedSeptember 1, 2026

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Home Price

$239,000

20% ($47,800)
6.75%

Loan Term

Principal & Interest$1,240
Property Tax (est.)$219
Insurance (est.)$150
Total Monthly$1,609
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $239,000 home in LARGO.

🏦

Conventional

$11,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 29, 2026.

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