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$420,000

8118 N SEMMES STREET, TAMPA, FL 33604

3D Tour
Active47 days on market

Beds

3

Baths

2

Sq Ft

1,551 sq ft

Year Built

2023

Lot Size

0.12 acres

Garage

1

About This Property

Nestled right in the heart of Tampa, this pristine 3-year-young residence captures the best of modern Florida living. Combining quality craftsmanship, key energy-efficient upgrades, and complete peace of mind, this home is fully move-in ready. Best of all, you can leave the stress of monthly overhead behind—there are no CDD fees, no HOA dues, and no deed restrictions, plus no flood insurance required. Step inside to discover a bright, single-level design anchored by soaring 9'4" ceilings and seamless water-resistant laminate flooring that flows throughout. Designed around an open-concept flow, the main living space effortlessly unites the dining area and expansive great room, making everyday life and weekend hosting completely seamless. At the center of it all is the gourmet kitchen featuring granite countertops, an abundance of extra cabinetry, and a large built-in island that naturally becomes the gathering spot for family and friends. The smart split-bedroom layout prioritizes privacy for everyone. Tucked away on its own, the primary suite serves as a peaceful retreat, complete with a generous walk-in closet and a spa-like ensuite bathroom boasting a dual-sink vanity and a spacious walk-in shower. Across the home, two additional light-filled bedrooms share a beautifully finished guest bath, complemented by a dedicated laundry room that provides plenty of extra storage space. Both bathrooms offer a luxurious touch with floor-to-ceiling tile work. Built to higher standards, this property is engineered for ultimate durability and comfort. Premium features include an 8-foot impact entry door, full hurricane impact windows, and an injected block foam insulation system that keeps energy bills low year-round. Outside, a large sliding glass door opens to your fully fenced backyard—ideal for weekend barbecues, pets, or evening relaxation. The single-car attached garage comes finished with a durable, transferable epoxy floor finish, and long-term peace of mind is built right in thanks to a 10year roof warranty and all appliances offer a warranty until 2028. Location is everything, and this neighborhood puts you close to Tampa’s best attractions. You are just minutes from Armature Works, the Riverwalk, Curtis Hixon Waterfront Park, Historic Ybor City, Downtown Tampa, Channelside, and USF. Shopping and commuting are effortless with IKEA, Tampa International Airport, and major expressways like I-275 right around the corner, placing the world-famous Gulf Coast beaches of St. Pete and Clearwater within easy reach.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8544119
StatusActive
Year Built2023
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionHENDRY & KNIGHTS ADD TO
CountyHillsborough
OwnershipFee Simple
FurnishedTurnkey

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Solid Surface Counters, Stone Counters, Walk-In Closet(s)
FlooringLaminate
AppliancesDishwasher, Exhaust Fan, Ice Maker, Microwave, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral
SecurityFire Alarm

Exterior & Lot

ExteriorRain Gutters, Sliding Doors
FencingFenced
Lot Size0.12 acres (5,250 sq ft)
Lot Dimensions50 x 105
Lot FeaturesNear Public Transit
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$420,000
Original Price$430,000
Annual Taxes$4,926 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRS-50
Parcel #A30281946S00000000173.0

Schools

ElementarySulphur Springs-HB
MiddleSligh-HB
HighChamberlain-HB

Directions

Head east on I-275 N. Take exit 49 for Bird St toward Waters Ave. Keep right, follow signs for Water Ave and merge onto E Bird St. Turn right onto N Semmes St. Destination will be on the right.

Location

8118 N SEMMES STREET, TAMPA, FL 33604

Listing Information

OfficeLPT REALTY LLC
ListedSeptember 1, 2026

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Home Price

$420,000

20% ($84,000)
6.75%

Loan Term

Principal & Interest$2,179
Property Tax (est.)$385
Insurance (est.)$150
Total Monthly$2,714
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $420,000 home in TAMPA.

🏛️

FHA Loan

$14,700 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 18, 2026.

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