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$199,000

18675 US HIGHWAY 19 N UNIT 427, CLEARWATER, FL 33764

3D Tour
Active33 days on market

Beds

2

Baths

2

Sq Ft

1,304 sq ft

Year Built

1969

Lot Size

—

Garage

—

About This Property

Waterfront living doesn't get easier than this in Bay Aristocrat Village, one of Clearwater's most sought-after 55+ resident-owned communities, where owning your home also makes you a shareholder in the community itself. This clean, well-cared-for 2-bedroom, 2-bath home offers approximately 1,304 square feet of comfortable single-level living, one of the larger floor plans in the community, with room to spread out and plenty of natural light throughout. Both bedrooms sit at the rear of the home, creating a quiet, peaceful retreat away from the main living space. Pride of ownership shows the moment you walk in. Major systems have been meticulously maintained and recently updated, including a brand-new AC system with new ductwork installed in 2025. An extra-long carport accommodates up to three vehicles, and a whole-house water softener plus a kitchen water purification system add everyday convenience. Outside, tropical landscaping sets a coastal tone that makes it easy to unwind on your own slice of Florida, just steps from the water. The home is also being offered furnished, so buyers can move right in and start enjoying the Florida lifestyle from day one. The community itself sits directly on Old Tampa Bay, tucked between US 19 and the water. Residents enjoy a private boat ramp, boatable canals, two fishing piers, a heated pool and spa, shuffleboard courts, and a clubhouse with year-round activities and social clubs. Multiple parks are sprinkled throughout, along with a community dock directly on Tampa Bay offering breathtaking views of Old Tampa Bay and the Bayside Bridge. It's a private, gated community set right on the water, yet just outside the gates, you're in the middle of the best Clearwater has to offer, from shopping and top-notch medical care to great restaurants and a short drive to world-famous Clearwater Beach. The monthly fee covers water, sewer, trash, grounds maintenance, and full use of all community amenities. Whether you're looking for a full-time residence or a seasonal retreat, this is an affordable way to own a private home just steps from the water in a tranquil, active 55+ community, with a real stake in the community you call home. Schedule your private showing today, don't miss out!

Property Overview

Property TypeResidential
Sub TypeMobile Home
MLS #TB8544137
StatusActive
Year Built1969
Stories1
Total Rooms4
ConstructionVinyl Siding
RoofRoof Over
FoundationCrawlspace
FacesNorth
SubdivisionBAY ARISTOCRAT VILLAGE MOBILE HOME PARK UNREC
CountyPinellas
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s)
FlooringLaminate
AppliancesRange, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorStorage
Road SurfaceAsphalt

Pool & Spa

Private PoolNo
Pool FeaturesIn Ground
SpaIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$360 / Monthly
Senior CommunityYes

Financial Details

List Price$199,000
Original Price$215,000
Annual Taxes$1,567 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #202916032900004270

Directions

from the Courtney Campbell Causeway (FL-60 W) to 18675 US Highway 19 N, Lot 427, Clearwater, FL: Head west on the Courtney Campbell Causeway / FL-60 W toward Clearwater. Take the exit toward US-19 N / Tarpon Springs. Merge onto US-19 N / State Road 55 N via the ramp on the right. Continue north on US-19 N for approximately 2 to 3 miles. Use the right lane / frontage road as you approach the destination to pull into the property entrance at 18675 US Highway 19 N (look for Lot 427 inside the complex).

Location

18675 US HIGHWAY 19 N UNIT 427, CLEARWATER, FL 33764

Listing Information

OfficeLPT REALTY, LLC.
ListedSeptember 3, 2026

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Home Price

$199,000

20% ($39,800)
6.75%

Loan Term

Principal & Interest$1,033
Property Tax (est.)$182
Insurance (est.)$150
Total Monthly$1,365
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How to Buy This Home

Multiple financing options available for this $199,000 home in CLEARWATER.

🏛️

FHA Loan

$6,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 23, 2026.

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