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$399,900

6650 PEBBLEBROOKE WAY, ZEPHYRHILLS, FL 33541

3D Tour
Active34 days on market

Beds

3

Baths

2

Sq Ft

2,017 sq ft

Year Built

2023

Lot Size

0.18 acres

Garage

2

About This Property

Welcome to a beautifully appointed 2023 Ryan Homes “Panama” model, gracefully situated on a desirable corner lot and offering an inviting blend of style, comfort, and effortless Florida living. Thoughtfully designed around an open great-room concept, the home is filled with natural light and offers an easy flow from the interior living spaces to the exceptional outdoor retreat. From the screened-in covered front porch to the expansive 28' x 15' covered and screened lanai, outdoor living is truly an extension of the home. Set on pavers and finished with a chair rail, the lanai provides a wonderful private setting for morning coffee, evening cocktails, weekend gatherings, or simply enjoying the Florida sunshine in comfort. Inside, the well-designed floor plan offers three spacious bedrooms, two full baths, and a beautifully versatile flex room behind French doors. Whether envisioned as a refined home office, private study, den, or creative space, this room provides the flexibility today's homeowners appreciate. The heart of the home is the light-filled kitchen and great room, where entertaining feels completely natural. Quartz countertops, stainless steel GE appliances, a generous pantry, and an oversized social island create a sophisticated yet comfortable gathering space, with the kitchen seamlessly connected to the great room. The primary suite offers a peaceful retreat with a large walk-in closet and ensuite bath featuring a walk-in shower, dual vanities, cosmetic counter, and private water closet. The second full bath is equally accommodating with dual sinks and a shower/tub combination. Beautiful and practical finishes continue throughout, including luxury vinyl flooring in the main living areas and primary bedroom, with carpet in the two secondary bedrooms, tile in the wet areas, and coordinated ceiling fans throughout. The interior laundry room offers additional cabinetry and includes the washer and dryer. Modern conveniences are seamlessly integrated throughout the home. Smart features include an ecobee HVAC system, Ring doorbell, Rain Bird irrigation controls, and Genie garage door opener. Additional highlights include a 3-ton HVAC system, 200-amp electrical service, R-38 insulation, double-hung thermal windows, water softener and purification system, seamless gutters, garbage disposal, and smoke/CO detectors. The concrete block construction, hip/gable shingle roof, transferable Massey Total Treatment termite policy, and 10-year limited structural warranty provide added confidence, while the garage’s durable polyaspartic floor coating adds a polished finishing touch. Meticulously maintained and proudly pet-free and smoke-free, this exceptional home offers the kind of thoughtful details that make everyday living feel special. With its beautiful open spaces, flexible floor plan, and outstanding indoor-outdoor living, this Panama model is more than a home—it is an invitation to enjoy the best of Florida living in comfort and style.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8544200
StatusActive
Year Built2023
Stories1
Total Rooms12
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionCHAPEL CRK VLGS 7 & 8 PH 1-3
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s)
FlooringVinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Purifier, Water Softener
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorSidewalk, Sliding Doors, Sprinkler Metered
Lot Size0.18 acres (7,714 sq ft)
Lot FeaturesCorner Lot
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Fiber Optics, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$115 / Annually
Senior CommunityNo

Financial Details

List Price$399,900
Annual Taxes$7,394 (2025)
FinancingCash, Conventional
ZoningMPUD
Parcel #2126050140007000390

Schools

ElementaryNew River Elementary
MiddleRaymond B Stewart Middle-PO
HighZephryhills High School-PO

Directions

FROM EILAND BLVD, NORTH ON HIDDEN CREEK BLVD, EAST ON QUARTZ LAKE DRIVE, TO PEBBLEBROOKE WAY SUBJECT ON CORNER

Location

6650 PEBBLEBROOKE WAY, ZEPHYRHILLS, FL 33541

Listing Information

OfficeELITE BROKERS, LLC
ListedSeptember 1, 2026

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Home Price

$399,900

20% ($79,980)
6.75%

Loan Term

Principal & Interest$2,075
Property Tax (est.)$367
Insurance (est.)$150
Total Monthly$2,592
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $399,900 home in ZEPHYRHILLS.

🏦

Conventional

$19,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 3, 2026.

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