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$289,000

3072 THOROUGHBRED LOOP W, LAKELAND, FL 33811

Active1 days on market

Beds

4

Baths

2

Sq Ft

1,766 sq ft

Year Built

2001

Lot Size

0.22 acres

Garage

2

About This Property

Welcome home to Steeplechase! This 4-bedroom, 2-bath home offers 1,766 square feet of comfortable living space and an inviting layout designed for the way you live today. The split-bedroom floor plan provides privacy for the spacious primary suite while offering generously sized secondary bedrooms for family, guests, or a home office. The open living and dining areas create an easy flow for everyday living, relaxing, and entertaining. A sturdy brick home with the roof replaced in 2018 is value and peace of mind for the next homeowner. Located in the desirable Steeplechase community with remarkably low annual HOA dues, this home combines space, convenience, and affordability. Enjoy being just minutes from shopping, dining, major highways, and Lakeland Linder International Airport. Property is an Estate Sale and presents an outstanding opportunity, especially in today's market. Just a few touch-ups to bring your personal vision to life... and welcome home! Whether you're purchasing your first home or looking for a new place that offers room to grow, this one deserves a closer look. Come see why this could be the one you've been waiting for!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8544217
StatusActive
Year Built2001
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionSTEEPLECHASE PH 02
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Thermostat, Window Treatments
FlooringCarpet, Ceramic Tile, Tile
AppliancesBar Fridge, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Range, Range Hood, Refrigerator, Washer
LaundryIn Garage
WindowsDrapes
CoolingCentral Air
HeatingCentral
SecurityClosed Circuit Camera(s), Security System, Smoke Detector(s)

Exterior & Lot

ExteriorAwning(s), Rain Gutters, Sprinkler Metered
Lot Size0.22 acres (9,740 sq ft)
Lot Dimensions75 x 132
Lot FeaturesConservation Area
Road SurfacePaved, Asphalt
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$215 / Annually
Senior CommunityNo

Financial Details

List Price$289,000
Annual Taxes$3,574 (2025)
FinancingCash, Conventional, FHA
ZoningRESI
Parcel #232833138102000800

Schools

ElementaryRosabelle W. Blake
MiddleLawton Chiles Middle
HighKathleen High

Directions

From the Polk Parkway take exit 3 to Airport Rd. Turn left onto Airport Rd. Turn Right into Steeplechase Community (Steeplechase Drive). Turn Right on Thoroughbred Loop South*. Home will be on the left.

Location

3072 THOROUGHBRED LOOP W, LAKELAND, FL 33811

Listing Information

OfficeTHE ELITE REALTY EXPERIENCE
ListedSeptember 1, 2026

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Home Price

$289,000

20% ($57,800)
6.75%

Loan Term

Principal & Interest$1,500
Property Tax (est.)$265
Insurance (est.)$150
Total Monthly$1,914
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $289,000 home in LAKELAND.

🏛️

FHA Loan

$10,115 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$14,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 2, 2026.

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