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$310,000

12630 CEDAR RIDGE DRIVE, HUDSON, FL 34669

3D Tour
Active44 days on market

Beds

4

Baths

2

Sq Ft

1,804 sq ft

Year Built

1979

Lot Size

0.16 acres

Garage

2

About This Property

FHA APPRAISAL ON FILE AT $340,000, INSTANT EQUITY IN THIS HOME....Finding a true 4-bedroom home with this much living space, a large pool, and modern updates is becoming increasingly difficult—and that's exactly what makes 12630 Cedar Ridge Drive so special. From the moment you walk inside, you'll notice how much room this home offers. The layout provides the flexibility today's buyers are looking for, whether you need extra bedrooms for family, a home office, guest space, or simply room to spread out. The recent renovations give the home a fresh, modern feel while still maintaining the warmth and comfort that make a house feel like home. The heart of the property is the backyard. The oversized pool creates a private setting that's perfect for relaxing after work, entertaining friends, or enjoying Florida's year-round sunshine. Unlike many homes where the pool feels like an afterthought, this outdoor space was clearly designed to be enjoyed and become part of everyday life. One of the things that stands out about this property is its versatility. The spacious floor plan and outdoor amenities make it ideal as a primary residence, a seasonal retreat, or even a future short-term rental opportunity if desired. Conveniently located near shopping, restaurants, golf courses, parks, marinas, and the Gulf Coast, this home offers the lifestyle that attracts people to Florida in the first place. If you've been searching for a move-in-ready home with four true bedrooms, generous living space, and a pool large enough to actually enjoy, this is a property that deserves a closer look.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8544239
StatusActive
Year Built1979
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionSHADOW RIDGE
CountyPasco
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s)
FlooringTile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryCommon Area
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorFire Pit, French Doors, Irrigation System, Lighting, Private Mailbox, Sidewalk, Sliding Doors
FencingVinyl
Lot Size0.16 acres (7,008 sq ft)
Lot FeaturesCleared
Road SurfaceAsphalt
ViewPool

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$310,000
Original Price$340,000
Annual Taxes$4,197 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPUD
Parcel #172504004.0000.00070.0

Directions

Heading west on St Rd 52, turn right onto Shadow Ridge Rd, right onto Country Cove Ave, and left onto Cedar Ridge Dr, the house will be on your right.

Location

12630 CEDAR RIDGE DRIVE, HUDSON, FL 34669

Listing Information

OfficeCHARLES RUTENBERG REALTY INC
ListedSeptember 1, 2026

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Home Price

$310,000

20% ($62,000)
6.75%

Loan Term

Principal & Interest$1,609
Property Tax (est.)$284
Insurance (est.)$150
Total Monthly$2,043
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How to Buy This Home

Multiple financing options available for this $310,000 home in HUDSON.

🏛️

FHA Loan

$10,850 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 15, 2026.

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