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$599,999

1374 INDIAN TRAIL N, PALM HARBOR, FL 34683

3D Tour
Active6 days on market

Beds

4

Baths

3

Sq Ft

2,378 sq ft

Year Built

1979

Lot Size

0.40 acres

Garage

2

About This Property

Welcome to Indian Trails, one of Palm Harbor’s most desirable and welcoming neighborhoods, where location, lifestyle, and value come together. Set on an oversized .40-acre lot with a peaceful conservation backdrop, this inviting pool home offers privacy, space, and an exceptional opportunity to make it your own. The home has been well maintained, and the interior is ready for its new owner to refresh the finishes, colors, and spaces to reflect their personal style and vision. A thoughtful split-bedroom floor plan provides both functionality and flexibility, with views of the pool from most rooms. The family room is anchored by a stone-accented wood-burning fireplace, while the living room and dining combination creates an inviting space for everyday living and entertaining. Two bedrooms share a convenient Jack & Jill bathroom, while a guest half bath adds functionality. The fourth bedroom offers direct access to the primary bedroom, making it ideal as a nursery, home office, private sitting room, or guest space. A spacious two-car garage provides ample room for vehicles, storage, and hobbies. Major updates include a NEW ROOF BEING INSTALLED, HVAC replaced in 2025, and Hot Water Heater replaced in 2026. Located in Flood Zone X with low HOA fees, this home offers exceptional value in a highly sought-after Palm Harbor location. The school zone includes Sutherland Elementary, Palm Harbor Middle School, and Palm Harbor High School, conveniently located within walking and biking distance. Indian Trails is an exceptionally friendly neighborhood known for its informal community activities, with neighbors coming together throughout the year and visitors traveling from near and far to enjoy the neighborhood’s famous annual holiday light displays. Just a couple of blocks from the Pinellas Trail and approximately six miles from Honeymoon Island and its award-winning beaches, you’ll also enjoy convenient access to shopping, dining, parks, and everyday amenities throughout upper Pinellas County. Tampa International Airport is approximately 16 miles away, making travel convenient while still allowing you to enjoy the relaxed charm of Palm Harbor. This is an opportunity to take a home with an excellent location, generous lot, pool, desirable floor plan, important recent mechanical updates and create something truly your own. Enjoy the self-directed 3D tour!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8544466
StatusActive
Year Built1979
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionINDIAN TRAILS
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Living Room/Dining Room Combo, Split Bedroom
FlooringCarpet, Tile, Hardwood
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Lot Size0.40 acres (17,581 sq ft)
Lot Dimensions85 x 135
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$276 / Annually
Senior CommunityNo

Financial Details

List Price$599,999
Original Price$625,000
Annual Taxes$3,518 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-2
Parcel #362715429810000480

Schools

ElementarySutherland Elementary-PN
MiddlePalm Harbor Middle-PN
HighPalm Harbor Univ High-PN

Directions

Head toward Alderman Rd. Turn South onto Indian Trail E. Turn right onto Indian Trail N, and the home will be on the left.

Location

1374 INDIAN TRAIL N, PALM HARBOR, FL 34683

Listing Information

OfficeKELLER WILLIAMS REALTY- PALM HARBOR
ListedSeptember 4, 2026

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Home Price

$599,999

20% ($120,000)
6.75%

Loan Term

Principal & Interest$3,113
Property Tax (est.)$550
Insurance (est.)$150
Total Monthly$3,813
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $599,999 home in PALM HARBOR.

🏛️

FHA Loan

$21,000 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$30,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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