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- Valrico Homes for Sale
- 3513 PINE TOP DRIVE
$420,000
3513 PINE TOP DRIVE, VALRICO, FL 33594
Beds
3
Baths
2
Sq Ft
1,934 sq ft
Year Built
2002
Lot Size
0.18 acres
Garage
2
About This Property
Welcome to this exceptional Valrico residence in the sought-after Somerset community, where thoughtful updates, beautiful natural surroundings, and an impressive collection of community amenities come together to create a truly special place to call home. From the moment you arrive, you'll appreciate the pride of ownership and inviting setting this property offers. Inside, the split-bedroom floor plan provides an ideal balance of privacy and functionality, with the spacious primary suite thoughtfully separated from the additional bedrooms. The primary retreat offers a peaceful escape with a generous bedroom, dual-sink bathroom vanity, and luxurious jetted tub—the perfect place to unwind at the end of the day. One of the home's most captivating features is the wooded view from the screened-in porch. Backing to an area where no future construction is planned, this picturesque natural backdrop provides a wonderful sense of privacy and a view you can enjoy for years to come. Imagine starting your morning with a cup of coffee outdoors or winding down in the evening as the sun sets across the sky. Whether you're entertaining guests or simply enjoying a quiet moment at home, this outdoor living space is sure to become a favorite. The home has been exceptionally well cared for and thoughtfully updated over the years. Improvements include a 50-year shingle roof installed in 2020, A/C replaced in 2018, double-pane windows and sliding glass doors installed in 2023, hurricane shutters added in 2019, exterior painted in 2023, new microwave and oven in 2024, new carpet in 2024, and whole-attic insulation installed in 2026. An additional standout feature is the backup battery power system, providing added peace of mind and backup power during storm-related outages. The home is also equipped with Ring security cameras and a Ring doorbell camera, providing exterior coverage around the front, sides, and rear of the property. The Somerset community adds another layer of appeal, offering amenities designed to make everyday life more enjoyable. Residents have access to a community pool, basketball and volleyball courts, neighborhood park, and dog park, creating inviting spaces for recreation and relaxation. The HOA is actively involved in maintaining the community and keeping properties looking their best, while neighborhood patrol provides an added presence throughout the community. Location is equally appealing. Situated in Valrico just beyond the busiest areas of Brandon, this home offers convenient access to everyday conveniences and major roadways while maintaining the comfortable feel of an established residential community. Enjoy being close to everything you need while coming home to a neighborhood where the pace feels a little more relaxed. A peaceful wooded backdrop, beautiful sunsets, an impressive list of updates, and the amenities of Somerset come together to offer a home that is as enjoyable to live in as it is inviting to come home to.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From SR-60 and Valrico Rd, head east on SR-60. Turn left onto N. Mulrennan Rd. Continue north on N. Mulrennan Rd and turn right onto Pine Top Dr. Continue to 3513.
Location
3513 PINE TOP DRIVE, VALRICO, FL 33594
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$420,000
Loan Term
How to Buy This Home
Multiple financing options available for this $420,000 home in VALRICO.
🏛️
FHA Loan
$14,700 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$21,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 12, 2026.