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$575,000

859 PINEWOOD TERRACE W, PALM HARBOR, FL 34683

Active33 days on market

Beds

4

Baths

3

Sq Ft

2,450 sq ft

Year Built

1985

Lot Size

0.27 acres

Garage

1

About This Property

Welcome to this spacious 4-bedroom, 2.5-bathroom home located in the desirable Westlake Village community. Upon entering, you are greeted by an inviting living room featuring vaulted ceilings and ample space for entertaining. The dining room seamlessly connects to both the living area and kitchen, creating an ideal layout for gatherings. The kitchen is well-equipped with a double oven range, a center kitchen island, and a breakfast bar that connects to the family room. The family room offers a cozy wood-burning fireplace, built-in shelving, and direct access to the lanai and pool area, making indoor-outdoor living effortless. The primary suite is conveniently located on the main floor and features dual closets and an ensuite bathroom complete with a walk-in closet, Roman tub, and shower. A laundry room and half bathroom are also situated on the first floor for added convenience. Upstairs, you’ll find three spacious bedrooms—two of which include walk-in closets—along with a versatile loft featuring a charming reading nook. The second full bathroom offers a tub and shower combination and is enhanced by a skylight for natural light. Step outside to enjoy the large screened-in lanai with a pool and covered seating area, perfect for relaxing and enjoying Florida living year-round. The property also boasts a generous backyard, providing additional space for outdoor activities, as well as a second-story balcony, ideal for enjoying morning coffee or evening sunsets. Westlake Village residents enjoy an array of community amenities, including scenic park trails, basketball courts, tennis courts, volleyball courts, pickleball courts, swimming pools, and a clubhouse, offering something for everyone to enjoy.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8544679
StatusActive
Year Built1985
Stories2
Total Rooms14
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionWESTLAKE VILLAGE SEC II
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Skylight(s), Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringLaminate, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsBlinds, Window Treatments
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorLighting, Private Mailbox, Private Yard, Rain Gutters, Sidewalk
FencingFenced, Wood
Lot Size0.27 acres (11,657 sq ft)
Lot Dimensions90 x 130
Lot FeaturesIn County, Landscaped, Private, Sidewalk, Unincorporated
Road SurfacePaved, Asphalt
ViewPool

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Water Available, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$800 / Annually
Senior CommunityNo

Financial Details

List Price$575,000
Original Price$600,000
Annual Taxes$134 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRPD-5
Parcel #362715965860180480

Schools

ElementarySutherland Elementary-PN
MiddlePalm Harbor Middle-PN
HighPalm Harbor Univ High-PN

Directions

Head North on US Hwy 19, at the intersection of US Hwy 19 and Nebraska Ave turn West onto Nebraska Ave, continue West on Nebraska Ave and turn North onto Westlake Blvd, continue North on Westlake Blvd and then turn West onto Pinewood Ter, continue West on Pinewood Ter and the property will be on the North hand side.

Location

859 PINEWOOD TERRACE W, PALM HARBOR, FL 34683

Listing Information

OfficeKELLER WILLIAMS REALTY- PALM HARBOR
ListedSeptember 8, 2026

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Home Price

$575,000

20% ($115,000)
6.75%

Loan Term

Principal & Interest$2,984
Property Tax (est.)$527
Insurance (est.)$150
Total Monthly$3,661
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $575,000 home in PALM HARBOR.

🏛️

FHA Loan

$20,125 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$28,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 11, 2026.

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