Open House
Sunday, September 20 · 11:00 AM–1:00 PM
$799,900
4495 CLEARWATER HARBOR DRIVE S, LARGO, FL 33770
Beds
3
Baths
2
Sq Ft
1,778 sq ft
Year Built
1972
Lot Size
0.20 acres
Garage
2
About This Property
Welcome to 4495 Clearwater Harbor Drive, a beautifully reimagined BLOCK residence offering 3 bedrooms, a versatile den, 2 bathrooms, and a 2-car garage. Thoughtfully remodeled from top to bottom in 2025, the home pairs sophisticated design with substantial modern upgrades. A light-filled split floor plan unfolds around an extraordinary 14-foot quartz island—the dramatic centerpiece of a custom kitchen designed for effortless entertaining. Ceiling-height, soft-close shaker cabinetry is complemented by premium Forno appliances, including a French-door refrigerator/freezer, induction range, and dishwasher. A built-in wine rack and discreet recessed charging stations add both style and convenience. Level 5 wall finishes, a beveled tile backsplash, wide-plank luxury vinyl flooring, and recessed LED lighting create a refined, cohesive aesthetic throughout. The formal dining room, distinguished by an elegant arched accent wall, provides a striking setting for intimate dinners and seamless indoor-outdoor gatherings. The private primary suite is a true retreat, featuring an oversized walk-in closet and its own secluded Trex deck enclave. Beyond the interiors, a resort-inspired backyard awaits with an expansive saltwater-ready pool, convenient pool-bath access, new six-foot vinyl privacy fencing, and beautifully illuminated landscaping. Water views are framed through the living room’s oversized bay window, while a dedicated laundry room enhances everyday functionality. Major improvements include a 2022 roof, new HVAC system, impact-rated windows and doors, updated plumbing, and the comprehensive 2025 renovation. Sophisticated, turnkey, and designed for an elevated Florida lifestyle, this exceptional home is ready to impress even the most discerning buyer.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
From Clearwater Harbor Dr S, home is on the right.
Location
4495 CLEARWATER HARBOR DRIVE S, LARGO, FL 33770
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$799,900
Loan Term
How to Buy This Home
Multiple financing options available for this $799,900 home in LARGO.
🏛️
FHA Loan
$27,997 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$39,995 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 13, 2026.