Skip to main content
1 / 68

$639,000

1650 WINNERS CIRCLE, TARPON SPRINGS, FL 34689

Active4 days on market

Beds

3

Baths

2

Sq Ft

1,889 sq ft

Year Built

1991

Lot Size

0.84 acres

Garage

2

About This Property

MULTIPLE OFFERS. HIGHEST & BEST BY 9/14 - 2PM EST. Welcome home to your fully remodeled Florida entertainer's paradise — minutes from the beaches, the Sponge Docks, and sunny Palm Harbor! Tucked away on a leafy cul-de-sac, this home sits on nearly one full acre — the best lot in the division and nearly impossible to find. It's like you have no neighbors at all. Built for entertaining, indoors and out. Multiple huge sliders wrap the home around your private oasis, opening to a massive covered lanai overlooking a stunning Pebble Tec saltwater pool with paver stone decking, a pool heater, and a full outdoor kitchen. Beyond the pool cage, enjoy your own private pond and sprawling yard. Inside, the home has been beautifully remodeled with an open-concept design connecting the dining room (with wainscoting), a sitting room, and a built-in bookcase wall with fireplace. Hardwood-style flooring, recessed lighting, and ceiling fans run throughout. The reimagined kitchen features glass-top cabinets, a large island, stainless appliances, and a butler's pantry with its own refrigerator, plus a Murphy door for extra flexibility. A second bedroom has a fun custom mural, and the laundry room has been fully updated. The primary suite offers a brand new custom closet with built-ins, plus a remodeled bath with granite dual sinks, a soaker tub, and separate shower; the second bath has also been remodeled. Behind the scenes: new electrical panel, blown-in insulation, irrigation system, and a garage workroom. With a living room, family room, and endless outdoor space, this is Florida living at its finest — come see it and start living your Florida dream!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8544800
StatusActive
Year Built1991
Stories1
Total Rooms6
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionHARBOR WOODS NORTH
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor
FlooringCeramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorFire Pit, Outdoor Kitchen
Lot Size0.84 acres (36,795 sq ft)
Lot Dimensions90 x 135
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Waterfront

WaterfrontYes
FeaturesPond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$550 / Annually
Senior CommunityNo

Financial Details

List Price$639,000
Annual Taxes$7,877 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-1
Parcel #232715366900000500

Directions

US 19. W on Klosterman. R on Carlton. R on W Curlew Place to Right on Polo Club to Left on Winners Circle

Location

1650 WINNERS CIRCLE, TARPON SPRINGS, FL 34689

Listing Information

OfficeLPT REALTY, LLC
ListedSeptember 10, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$639,000

20% ($127,800)
6.75%

Loan Term

Principal & Interest$3,316
Property Tax (est.)$586
Insurance (est.)$150
Total Monthly$4,051
Full Calculator →

How to Buy This Home

Multiple financing options available for this $639,000 home in TARPON SPRINGS.

🏛️

FHA Loan

$22,365 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$31,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Tarpon Springs

More Homes in Tarpon Springs

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

Call (813) 733-7907TextContact