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$289,000

1681 FRED IVES STREET, RUSKIN, FL 33570

3D Tour
Active40 days on market

Beds

3

Baths

2

Sq Ft

1,451 sq ft

Year Built

2020

Lot Size

0.12 acres

Garage

2

About This Property

Virtually Staged. NEW PRICE REDUCTION !!! Make this home yours! This beautifully maintained home offers a desirable split-bedroom floor plan, NEW Luxury vinyl flooring , a NEW home water purification and softener system, and an inviting indoor-outdoor living experience in a peaceful Ruskin community. The spacious primary suite is privately positioned away from the secondary bedrooms and features a large walk-in closet and ensuite bathroom. The open-concept kitchen flows seamlessly into the living and dining areas, creating an ideal space for everyday living and entertaining. The kitchen features stainless steel appliances, ample cabinetry, and plenty of workspace, while the main living areas are finished with durable tile flooring. Sliding glass doors open to the covered outdoor living area and lead to a fully fenced backyard. Enjoy your morning coffee, unwind in the evenings, or entertain guests while taking in the peaceful natural views. The home also offers a two-car garage and a spacious driveway, adding everyday convenience and functionality. Located in a small, well-maintained Ruskin community, this location provides easy access to shopping, dining, major roadways, and everyday essentials while maintaining a quiet neighborhood feel. With pride of ownership, a functional floor plan, flooring updates, no carpet, a private backyard, and desirable community amenities, 1681 Fred Ives Street offers the perfect blend of comfort, convenience, and relaxed Florida living.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8544952
StatusActive
Year Built2020
Stories1
Total Rooms4
ConstructionStucco
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionSPENCER CRK PH 1
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorThermostat
FlooringLuxury Vinyl, Tile
AppliancesDisposal, Microwave, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
SecurityFire Alarm

Exterior & Lot

ExteriorOther, Private Yard, Sliding Doors
FencingVinyl
Lot Size0.12 acres (5,379 sq ft)
Lot Dimensions40 x 134.48
Road SurfaceConcrete
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$156 / Annually
Senior CommunityNo

Financial Details

List Price$289,000
Original Price$299,000
Annual Taxes$5,761 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U163219C2400000000355.0

Schools

ElementaryRuskin-HB
MiddleShields-HB
HighLennard-HB

Directions

From I-4, take Exit 2 for the Selmon Expressway, then take Exit 15A to I-75 South toward Naples; take Exit 240B for FL-674 West toward Ruskin, turn left onto 15th St SE, and follow signs to Fred Ives St.

Location

1681 FRED IVES STREET, RUSKIN, FL 33570

Listing Information

OfficeFLORIDA REALTY
ListedSeptember 4, 2026

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Home Price

$289,000

20% ($57,800)
6.75%

Loan Term

Principal & Interest$1,500
Property Tax (est.)$265
Insurance (est.)$150
Total Monthly$1,914
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $289,000 home in RUSKIN.

🏛️

FHA Loan

$10,115 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.

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