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$389,990

11478 92ND STREET, LARGO, FL 33773

3D Tour
Active7 days on market

Beds

3

Baths

2

Sq Ft

903 sq ft

Year Built

1962

Lot Size

0.15 acres

Garage

1

About This Property

Welcome to 11478 92nd St, a remodeled 3-bedroom, 2-bathroom home in Largo with a long list of updates already completed. The home has been updated with a modern, functional design throughout. Inside, the home features beautiful porcelain tile flooring throughout, providing a clean and durable finish from room to room. The updated kitchen includes quartz countertops, updated cabinetry, and modern finishes, creating a functional space for everyday cooking and entertaining. Both bathrooms have also been updated with contemporary finishes, giving the home a consistent, refreshed look throughout. The three-bedroom, two-bathroom layout provides flexibility for a variety of living arrangements, whether you need additional bedrooms, a home office, or space for guests. The interior has been renovated with an emphasis on practical, low-maintenance finishes while maintaining a clean and modern appearance. Major systems have also been updated. The roof was replaced in 2017, and the home has a newer A/C system, providing added peace of mind for the next owner. The property also features a fenced outdoor area with room for pets, entertaining, outdoor seating, or enjoying the Florida weather. Location is another major advantage. The home is within walking distance of Southern Oak Elementary School and Walsingham Elementary School, providing convenient access to nearby schools. The property is also close to shopping, restaurants, parks, grocery stores, and major roadways, making it easy to get around Largo and the surrounding Tampa Bay area. Clearwater, St. Petersburg, and Gulf Coast beaches are all within convenient driving distance. With an updated kitchen featuring quartz countertops, updated bathrooms, beautiful porcelain tile flooring throughout, a newer A/C system, a 2017 roof, and a fenced yard, 11478 92nd St offers a combination of modern updates and practical improvements that make it ready for its next owner. Conveniently located near shopping, restaurants, parks, major roadways, and within walking distance of Southern Oak Elementary School and Walsingham Elementary School, this home has many of the features buyers are looking for. Schedule a showing today to see everything this property has to offer in person. Listing Agent and Seller are related

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8544960
StatusActive
Year Built1962
Stories1
Total Rooms4
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionSOUTHERN COMFORT HOMES UNIT 1-C
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorNinguno
FlooringPorcelain Tile, Vinyl
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryIn Garage
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorNone
Lot Size0.15 acres (6,504 sq ft)
Lot Dimensions63 x 100
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$389,990
Annual Taxes$3,391 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #143015842400040030

Directions

From US-19 N, turn onto 102nd Ave N and continue east. Turn onto 113th St N, then continue to 92nd St. Turn onto 92nd St and proceed to 11478 92nd St. The property will be on the left.

Location

11478 92ND STREET, LARGO, FL 33773

Listing Information

OfficeCHARLES RUTENBERG REALTY INC
ListedSeptember 2, 2026

Schedule a Tour

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$389,990

20% ($77,998)
6.75%

Loan Term

Principal & Interest$2,024
Property Tax (est.)$357
Insurance (est.)$150
Total Monthly$2,531
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How to Buy This Home

Multiple financing options available for this $389,990 home in LARGO.

🏛️

FHA Loan

$13,650 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 9, 2026.

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